381 Mathis Rd, Troy, TN 38260 Property Records

Obion County property record for 381 Mathis Rd, Troy, TN 38260

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,142 sqft · built 2006
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on Record
Last Sale$4,000 (Jun 2006)
Tax Bill$1,132 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN066093 01902

Property Details

APN / Parcel Number

Primary APN066093 01902
Alternative APN
  • 093 01902

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,142 sqft Living Area
1st Floor Area2,142 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area72,310 sqft (1.66 acres)
Lot Dimensions210 ft deep x 210 ft wide
TerrainRolling
Garage TypeMixed
Garage Area1,728 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchPatio
Porch Area504 sqft
Patio Area588 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address381 MATHIS RD
CityTROY
StateTN
Zip38260-4219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 6
Legal SubdivisionJ E MARSHALL TRUST SUB
JurisdictionOBION TN
Township / Civil Division6
Census Block Group3
Census Block3007
Census Tract965400

Owner

Source: Obion County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address381 MATHIS RD, TROY, TN 38260-4219
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK3
Mar 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
COMMERCIAL BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2006 · Amount on Record
Deed SaleJun 12, 2006 · Amount on Record
Deed Book / Page26V / 549
Last Transfer DateMay 6, 2024
Transfer Doc0000082818
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address381 MATHIS RD, TROY, TN 38260-4219
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number276/92
DateMar 2, 2021
Book Page276/92
Instrument66280
Lender
NameBANK3
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address381 MATHIS RD, TROY, TN 38260-4219
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052366
DateMar 12, 2018
Book Page212/634
Instrument52366
Lender
NameCOMMERCIAL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2038

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,132.00 (+14.23%)$82,000 (-) Land $3,000 Building $79,000
2023$82,000 (+57.62%) Land $3,000 Building $79,000$328,000 (+57.62%) Land $12,000 Building $316,000
2022$52,025 Land $3,275 Building $48,750$208,100 Land $13,100 Building $195,000
2018$991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000

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