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381 Mainsail Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 381 Mainsail Rd, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,154 sqft · built 1980
Lot Size0.241 acres (10,504 sqft)
Owner2 Individual Names on File
Last Sale$599,000 (Sep 2017)
Tax Bill$7,590 (2025)
Deeds & MortgagesAug 2020 Mortgage
Sep 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN162-442-33-00

Property Details

APN / Parcel Number

Primary APN162-442-33-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,154 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,504 sqft (0.241 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address381 MAINSAIL RD
CityOCEANSIDE
StateCA
Zip92054-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 94 TR 008968
Legal SubdivisionSEA MESA
Legal Tract008968
Legal Block3
Legal Lot Number94
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18511

Owner

Source: San Diego County records · APN 162-442-33-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address381 MAINSAIL RD, OCEANSIDE, CA 92054-4608
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC
Sep 08, 2017Grant Deed, Transfer · Conventional Mortgage
SAN DIEGO FUNDING
Jun 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2017 · Amount on Record
Deed SaleSep 08, 2017 · Amount on Record
Prior SaleSep 28, 2001 · Amount on Record
Deed Document Number2017414018
Prior Transfer DateMay 31, 2017
Prior Transfer Doc0000263447
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address381 MAINSAIL RD, OCEANSIDE, CA 92054-4608
Document Number0000452648
Instrument DateAug 05, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address381 MAINSAIL RD OCEANSIDE CA 920544608, OCEANSIDE, CA 92054-4608

Mortgage

Document Number0000452648
DateAug 13, 2020
Instrument452648
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 08, 2017
Property Address381 MAINSAIL RD, OCEANSIDE, CA 92054-4608
Document Number0000414018
Map ReferenceMAP8968
Instrument DateAug 16, 2017
Instrument2017-0414018
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5060 SEACHASE WAY, SAN DIEGO, CA 92130-3215

Mortgage

Document Number0000414019
DateSep 08, 2017
Instrument2017-0414019
Lender
NameSAN DIEGO FUNDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 13, 2017
Property Address381 MAINSAIL RD, OCEANSIDE, CA 92054-4608
Document Number0000263447
Instrument DateMay 31, 2017
Instrument263447
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 MAINSAIL RD OCEANSIDE CA 920544608, OCEANSIDE, CA 92054-4608

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$695,183 (+2%) Land $244,575 Building $450,608
2025$7,590.00 (+4.12%) Homeowner's exemption$681,553 (+4.04%) Land $239,780 Building $441,773
2023$7,290.00 (+1.53%)$655,089 Land $230,470 Building $424,619
2022$7,180.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 505 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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