381 Main St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 381 Main St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,311 sqft · built 1850
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Apr 2021)
Tax Bill	$4,040 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 94`

Property Details

APN / Parcel Number

Primary APN	`MAP 94`
Alternative APN	`WILB M:7000 B:240 L:2743`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,311 sqft Living Area
Gross Area	2,143 sqft
1st Floor Area	795 sqft
Basement Area	558 sqft
Unfinished Basement	558 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 94
Street Address	381 MAIN ST
City	WILBRAHAM
State	MA
Zip	01095-1677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	240
Legal Lot Number	2743
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2001
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	381 MAIN ST, WILBRAHAM, MA 01095-1677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC
Apr 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 11, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Apr 9, 2020 · Amount on Record
Deed Document Number	202126419
Deed Book / Page	23832 / 490
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Apr 20, 2021
Property Address	381 MAIN ST, WILBRAHAM, MA 01095-1677
Document Number	23832-490
Book / Page	23832 / 490
Instrument Date	Apr 20, 2021
Instrument	26419
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 MARKET ST, NORTHAMPTON, MA 01060-1229
Investor	Possibly a Property Investor

Mortgage

Document Number	26420
Date	Apr 20, 2021
Instrument	26420

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Apr 9, 2020
Property Address	381 MAIN ST, WILBRAHAM, MA 01095-1677
Document Number	23161-524
Book / Page	023161 / 000524
Instrument Date	Mar 30, 2020
Instrument	18241
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$349.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WPPDROW ST SPRINGFIELD MA 01119, SPRINGFIELD, MA 01119

December 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WILBRAHAM MA
Recording Date	Dec 11, 2018
Property Address	381 MAIN ST, WILBRAHAM, MA 01095-1677
Document Number	22478-487
Book / Page	022478 / 000487
Instrument Date	Nov 12, 2018
Instrument	73588
Transaction Type	Foreclosure
Record Updated	Jan 2, 2019

Transaction

Amount	Amount Recorded
Tax	$545.48
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,040.00 (+2.51%)	$231,500 (+5.04%) Land $90,100 Building $141,400	$355,457 (+19.85%)
2025	$3,941.00 (-0.78%)	$220,400 (+2.65%) Land $90,100 Building $130,300	$296,590 (+10.08%)
2024	$3,972.00 (+21.25%)	$214,700 (+22.55%) Land $90,100 Building $124,600	$269,420
2023	$3,276.00	$175,200 Land $90,100 Building $85,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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