Middlesex County and Acton Town property record for 381 Main St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,464 sqft · built 1994 |
| Lot Size | 0.796 acres (34,674 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $318,000 (Jun 1997) |
| Tax Bill | $15,185 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Sep 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00F3 B:0035 L:0000 |
| Primary APN | ACTO M:00F3 B:0035 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 6,474 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,674 sqft (0.796 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 381 MAIN ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | CONCORD CONSTRUCTION MGMT CORP |
| Legal Block | 35 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 363104 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 381 MAIN ST, ACTON, MA 01720-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 2, 2021 | Deed of Trust, Mortgage · ARM KEY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 1997 · Amount on Record |
| Deed Sale | Jun 27, 1997 · Amount on Record |
| Prior Sale | Dec 29, 1993 · Amount on Record |
| Last Transfer Date | Aug 22, 2023 |
| Transfer Doc | 081993-466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Sep 14, 2023 |
| Property Address | 381 MAIN ST, ACTON, MA 01720-3717 |
| Document Number | 081993-466 |
| Book / Page | 81993 / 466 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 103719 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 381 MAIN ST, ACTON, MA 01720-3717 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Sep 14, 2023 |
| Property Address | 381 MAIN ST, ACTON, MA 01720-3717 |
| Document Number | 081993-477 |
| Book / Page | 81993 / 477 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 103723 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 MAIN ST, ACTON, MA 01720-3717 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Sep 14, 2023 |
| Property Address | 381 MAIN ST, ACTON, MA 01720-3717 |
| Document Number | 081993-475 |
| Book / Page | 81993 / 475 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 103722 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 MAIN ST, ACTON, MA 01720-3717 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 381 MAIN ST, ACTON, MA 01720-3717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77411-568 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 77411/568 |
| Instrument | 74644 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.13% |
| Type Change Date | May 1, 2031 |
| Index | Other |
| Margin | 3 |
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,185.00 (+7.56%) | $885,400 (+4.55%) Land $283,300 Building $602,100 | $1,105,515 (-) |
| 2024 | $14,118.00 (+2.33%) | $846,900 (+7.79%) Land $283,300 Building $563,600 | $1,105,515 |
| 2023 | $13,797.00 | $785,700 Land $257,600 Building $528,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1981) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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