381 Locust Rd, Harwinton, CT 06791 Property Records

Harwinton Town property record for 381 Locust Rd, Harwinton, CT 06791

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,746 sqft · built 1984
Lot Size2.84 acres (123,710 sqft)
OwnerIndividual Name on Record
Last Sale$528,000 (May 2011)
Tax Bill$5,860 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Oct 2020 Mortgage
APNHARW M:E4 B:02 L:0014

Property Details

APN / Parcel Number

Primary APNHARW M:E4 B:02 L:0014
Alternative APNs
  • HWTN M:E4 B:02 L:0014
  • 2227

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,746 sqft Living Area
Gross Area4,894 sqft
Basement Area1,984 sqft
Unfinished Basement1,984 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area123,710 sqft (2.84 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number2227
Street Address381 LOCUST RD
CityHARWINTON
StateCT
Zip06791-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRA-2
Legal Block2
Legal Lot Number14
JurisdictionHARWINTON CT
Township / Civil DivisionHARWINTON
Census Block Group3
Census Block3004
Census Tract298400

Owner

Source: Harwinton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address381 LOCUST RD, HARWINTON, CT 06791-2801
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Oct 2, 2020Deed of Trust, Mortgage · Balloon Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2011 · Amount on Record
Deed SaleMay 26, 2011 · Amount on Record
Prior SaleOct 20, 2010 · Amount on Record
Deed Book / Page229 / 311
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWINTON CT
Recording DateAug 27, 2026
Property Address381 LOCUST RD, HARWINTON, CT 06791-2801
Document Number0284000438
Book / Page284 / 438
Instrument DateAug 18, 2026
Transaction TypeMortgage
Record UpdatedSep 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 LOCUST RD, HARWINTON, CT 06791-2801

Mortgage

Document Number0284000438,
DateAug 27, 2026
Book Page284/438
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWINTON CT
Property Address381 LOCUST RD, HARWINTON, CT 06791-2801
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number264-642
DateOct 2, 2020
Book Page264/642
Instrument7998000016
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Harwinton Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionHarwinton Town
Unified School DistrictRegional School District 10 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,860.00 (+0.43%)$253,680 (-) Land $79,670 Building $174,010$513,887 (+189.39%)
2025$253,680 (-) Land $79,670 Building $174,010$177,576 Land $55,769 Building $121,807
2024$5,835.00 (+0.45%)$253,680 (+40.72%) Land $79,670 Building $174,010
2023$5,809.00 (+13.06%)$180,270 (-) Land $57,370 Building $122,900
2022$5,138.00$180,270 Land $57,370 Building $122,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35

May also be available: Optimum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Locust Rd

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