381 Laurel Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 381 Laurel Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1925
Lot Size	0.082 acres (3,561 sqft)
Owner	Individual Name on File
Last Sale	$1,384,500 (Feb 2021)
Tax Bill	$16,460 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-268-002-000`

Property Details

APN / Parcel Number

Primary APN	`006-268-002-000`
Alternative APN	`006-268-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,535 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,561 sqft (0.082 acres)
Garage Area	162 sqft

Location & Zoning

Old Parcel Number	006-268-002
Street Address	381 LAUREL AVE
City	PACIFIC GROVE
State	CA
Zip	93950-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD TO PACIFIC GROVE LOT 2 & 4 BLK 20
Legal Subdivision	1ST ADD OF PACIFIC GROVE, JOHNSON RESUBD
Legal Block	20
Legal Lot Number	2,4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2025
Census Tract	12302

Owner

381 Laurel Ave is owned and occupied by an individual who bought it in February 2021.

Source: Monterey County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	381 LAUREL AVE, PACIFIC GROVE, CA 93950-3538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Prior Sale	Dec 14, 2001 · Amount on File
Deed Document Number	202110859
Prior Transfer Date	Sep 19, 2005
Prior Transfer Doc	0000101040
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 11, 2021
Property Address	381 LAUREL AVE, PACIFIC GROVE, CA 93950-3538
Document Number	0000010859
Map Reference	MB 1 PG 10
Instrument Date	Feb 8, 2021
Instrument	2021010859
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	381 LAUREL AVE, PACIFIC GROVE, CA 93950-3538

Mortgage

Document Number	0000010860
Date	Feb 11, 2021
Instrument	2021010860

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	381 LAUREL AVE, PACIFIC GROVE, CA 93950-3538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022417
Date	May 11, 2020
Instrument	2020022417

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 381 Laurel Ave was $16,460, up 5.1% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,528,597 (+2%) Land $1,086,414 Building $442,183
2025	$16,460.00 (+5.06%)	$1,498,625 Land $1,065,112 Building $433,513
2024	$15,667.00 (-1.03%)
2023	$15,830.00 (+2.07%)	$1,440,433 Land $1,023,753 Building $416,680
2022	$15,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 381 Laurel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 381 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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