381 Jim Corbin Rd, Franklin, NC 28734 Property Records

Macon County property record for 381 Jim Corbin Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,854 sqft · built 1986
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$306,500 (Sep 2020)
Tax Bill	$1,483 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7504126957`

Property Details

APN / Parcel Number

Primary APN	`7504126957`
Alternative APNs	`0310410` `147639`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,854 sqft Heated Area
1st Floor Area	1,278 sqft
Upper Floors Area	576 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	414 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	147639
Street Address	381 JIM CORBIN RD
City	FRANKLIN
State	NC
Zip	28734-4954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	JIM CORBIN RD
Legal Subdivision	CORBIN RD
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	3
Census Block	3012
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	381 JIM CORBIN RD, FRANKLIN, NC 28734-4954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage NANTAHALA BANK & TRUST COMPANY
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20206573
Deed Book / Page	40 / 1357
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	381 JIM CORBIN RD, FRANKLIN, NC 28734-4954
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	K38/1275
Date	Feb 6, 2018
Book Page	K-38/1275
Instrument	2018000853

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 31, 2043

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 11, 2020
Property Address	381 JIM CORBIN RD, FRANKLIN, NC 28734-4954
Document Number	E40/1357
Book / Page	E-40 / 1357
Instrument Date	Aug 13, 2020
Instrument	2020006573
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$613.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	381 JIM CORBIN RD, FRANKLIN, NC 28734-4954

Mortgage

Document Number	2020006574
Date	Sep 11, 2020
Instrument	2020006574

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,483.00	$428,850 (-0.07%) Land $35,760 Building $393,090	$428,850 (-0.07%) Land $35,760 Building $393,090
2025	$1,483.00 (+0.75%)
2023	$1,472.00	$429,150 Land $35,760 Building $393,390	$429,150 Land $35,760 Building $393,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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