Niagara County and Lockport City property record for 381 High St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,682 sqft · built 1936 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,526 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2979.000 |
| Primary APN | 3-2979.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,682 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| 2nd Floor Area | 1,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Dimensions | 471 ft deep x 66.9 ft wide |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 333 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3-2979.000 |
|---|---|
| Street Address | 381 HIGH ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-4601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | HOLLAND PURCHASE |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 23901 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the High and Locust Streets Historic District listed 2014 · 120 contributing resources · NRIS 14000937 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
381 High St is owned and occupied by two individuals.
Source: Niagara County and Lockport City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 381 HIGH ST, LOCKPORT, NY 14094-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 381 HIGH ST, LOCKPORT, NY 14094-4601 |
| Document Number | 0000016578 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 381 HIGH ST LOCKPORT NY 140944601, LOCKPORT, NY 14094-4601 |
| Document Number | 0000016578 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 16578 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2050 |
The 2026 property tax bill for 381 High St was $9,526 with exemptions applied, up 12% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,526.00 (+11.98%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $8,507.00 | $376,000 Land $18,300 Building $357,700 | $376,000 Land $18,300 Building $357,700 |
| 2023 | $341,000 Land $18,300 Building $322,700 | $341,000 Land $18,300 Building $322,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 High St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 381 High St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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