381 Hearthstone Dr, Delaware, OH 43015 Property Records

Delaware County property record for 381 Hearthstone Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,040 sqft · built 1992
Lot Size	0.244 acres (10,637 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Sep 2026)
Tax Bill	$5,648 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-343-09-009-000`

Property Details

APN / Parcel Number

Primary APN	`519-343-09-009-000`
Alternative APN	`147454.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	1,000 sqft
Upper Floors Area	1,040 sqft
Basement Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Frame Siding
Construction Type	Frame
Lot Area	10,637 sqft (0.244 acres)
Lot Dimensions	155 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	580 sqft
Patio Area	580 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	381 HEARTHSTONE DR
City	DELAWARE
State	OH
Zip	43015-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5579 SUNNYVIEW FARMS SEC 7
Legal Subdivision	SUNNYVIEW FARMS SEC 7
Legal Lot Number	5579
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1000
Census Tract	10520

Owner

Source: Delaware County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 7129, INDIANAPOLIS, IN 46207-7129
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION
Jan 19, 2022	Warranty Deed, Transfer NORTHWEST TITLE COMPANY, NORTHWEST TITLE BOX
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	202624439
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 8, 2026
Property Address	381 HEARTHSTONE DR, DELAWARE, OH 43015-4233
Document Number	0000024439
Instrument Date	Aug 26, 2026
Instrument	202624439
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	WORLD CLASS TITLE INC, WORLD CLASS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024440,
Date	Sep 8, 2026
Instrument	202624440

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 19, 2022
Property Address	381 HEARTHSTONE DR, DELAWARE, OH 43015-4233
Document Number	0000002050
Book / Page	1939 / 1468
Map Reference	CA 1 PG 78-7B
Instrument Date	Jan 14, 2022
Instrument	202200002050
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE BOX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 W 200 S # 216, 216, SALT LAKE CITY, UT 84101-1603

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	381 HEARTHSTONE DR, DELAWARE, OH 43015-4233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006022
Date	Mar 18, 2019
Book Page	1625/0082
Instrument	201900006022

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,648.00 (+5.14%)	$111,030 (-) Land $21,530 Building $89,500	$317,200 (-) Land $61,500 Building $255,700
2024	$5,372.00 (-0.19%)	$111,030 (-) Land $21,530 Building $89,500
2023	$5,382.00	$111,030 Land $21,530 Building $89,500	$317,200 Land $61,500 Building $255,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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