381 Hand Dr, Godfrey, IL 62035 Property Records

Madison County property record for 381 Hand Dr, Godfrey, IL 62035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 768 sqft · built 1980
Lot Size	0.356 acres (15,510 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Dec 2018)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2022 Mortgage + 1 more
APN	`24-2-01-35-14-301-016`

Property Details

APN / Parcel Number

Primary APN	`24-2-01-35-14-301-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	15,510 sqft (0.356 acres)
Lot Dimensions	258 ft deep x 60 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	381 HAND DR
City	GODFREY
State	IL
Zip	62035-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAND SUBD LOT 24 60X258.5 IRR
Legal Subdivision	HAND SUBD
Legal Lot Number	24
Jurisdiction	MADISON IL
Township / Civil Division	GODFREY
Census Block Group	3
Census Block	3017
Census Tract	402701

Owner

381 Hand Dr is owned and occupied by an individual who bought it in December 2018.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	381 HAND DR, GODFREY, IL 62035-1933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage VA
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage VA
Dec 21, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Nov 24, 2009 · Amount on File
Deed Document Number	201840092
Prior Transfer Date	Jun 30, 2016
Prior Transfer Doc	0000023397
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	381 HAND DR, GODFREY, IL 62035-1933
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004604
Date	Feb 22, 2024
Instrument	2024R04604

Lender

Name	VA
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	381 HAND DR, GODFREY, IL 62035-1933
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006198
Date	Feb 22, 2022
Instrument	2022R06198

Lender

Name	VA
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 21, 2018
Property Address	381 HAND DR, GODFREY, IL 62035-1933
Document Number	0000040092
Instrument Date	Dec 14, 2018
Instrument	40092
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	381 HAND DR GODFREY IL 620351933, GODFREY, IL 62035-1933

Mortgage

Document Number	40093
Date	Dec 21, 2018
Instrument	40093

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 381 Hand Dr was $3,327 with a homeowner's exemption, up 6.9% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
Municipality	Godfrey Village
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,327.00 (+6.91%)	$55,790 Land $6,860 Building $48,930	$167,370 Land $20,580 Building $146,790
2024	$3,112.00
2022	$2,722.00	$44,040 Land $5,410 Building $38,630	$132,252 Land $16,246 Building $116,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 381 Hand Dr; there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1978–1993)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 381 Hand Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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