381 Fire Ln 31, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 381 Fire Ln 31, Moravia, NY 13118 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,089 sqft · built 2000
Lot Size	0.189 acres (8,249 sqft)
Owner	Company Name on File
Last Sale	$597,000 (Sep 2025)
Tax Bill	$8,687 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054289 176.03-1-14`

Property Details

APN / Parcel Number

Primary APN	`054289 176.03-1-14`
Alternative APNs	`428917600300010140000000` `12096360`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	726 sqft
Upper Floors Area	363 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,249 sqft (0.189 acres)
Lot Dimensions	135 ft deep x 61.1 ft wide
View / Lot	Waterfront / Beach
Porch	Patio
Porch Area	472 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12096360
Street Address	381 FIRE LANE 31
City	MORAVIA
State	NY
Zip	13118-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SM 75-60,L-44 69.7' LAKE FRONTAGE
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	CAYUGA NY
Township / Civil Division	MORAVIA
Census Block Group	1
Census Block	1005
Census Tract	40800

Owner

Source: Cayuga County and Moravia Town records · APN 054289 176.03-1-14

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	419 AVENUE OF THE STATES, 801, CHESTER, PA 19013-4439
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2025	Warranty Deed, Transfer
Sep 07, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2025 · Amount on Record
Deed Sale	Sep 09, 2025 · Amount on Record
Prior Sale	Sep 07, 2022 · Amount on Record
Deed Document Number	2025238351
Deed Book / Page	4651 / 56
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Sep 09, 2025
Property Address	381 FIRE LANE 31, MORAVIA, NY 13118-9416
Document Number	0004651/56
Book / Page	4651 / 56
Instrument Date	Aug 22, 2025
Instrument	2025-238351
Transaction Type	Transfer
Record Updated	Oct 01, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 AVENUE OF THE STATES STE 801, 801, CHESTER, PA 19013-4439

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Sep 07, 2022
Property Address	381 FIRE LANE 31, MORAVIA, NY 13118-9416
Document Number	004269/322
Book / Page	4269 / 322
Instrument Date	Aug 30, 2022
Instrument	2022-216551
Transaction Type	Transfer
Record Updated	Oct 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3350 COUNTY LINE RD, SKANEATELES, NY 13152-9309

Mortgage

Document Number	2022216552
Date	Sep 07, 2022
Instrument	2022-216552

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Sep 01, 2032
Max Rate At Change	3.5%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Moravia Town
Unified School District	Moravia Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,687.00 (-0.79%)	$409,900 (-) Land $244,400 Building $165,500	$450,440 (+4.4%) Land $268,572 Building $181,868
2024	$8,756.00 (+261.37%)	$409,900 (-) Land $244,400 Building $165,500	$431,474 (+5.26%) Land $257,263 Building $174,211
2023		$409,900 Land $244,400 Building $165,500	$409,900 Land $244,400 Building $165,500
2020	$2,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360110408001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 65 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2026, rainfall accumulation
Claims By Storm	Flooding, Jul 2017 · 8 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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