Spartanburg County property record for 381 Edwards Rd, Cowpens, SC 29330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,498 sqft · built 1957 |
| Lot Size | 0.939 acres (40,933 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $88,250 (Dec 2004) |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-06-00-040.01 |
| Primary APN | 3-06-00-040.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| Gross Area | 1,818 sqft |
| 1st Floor Area | 1,498 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,933 sqft (0.939 acres) |
| Lot Dimensions | 370 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 53309 |
|---|---|
| Street Address | 381 EDWARDS RD |
| City | COWPENS |
| State | SC |
| Zip | 29330-9122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S OF RD 105 E OF CLINCHFIELD RAI LROAD COMPANY |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | MAYO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 22305 |
Source: Spartanburg County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 381 EDWARDS RD, COWPENS, SC 29330-9122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Dec 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 29, 2020 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2004 · Amount on Record |
| Deed Sale | Dec 20, 2004 · Amount on Record |
| Prior Sale | Jan 25, 2002 · Amount on Record |
| Deed Document Number | 200465652 |
| Deed Book / Page | 081X / 0521 |
| Prior Transfer Date | Dec 17, 2004 |
| Prior Transfer Doc | 0000065652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 381 EDWARDS RD, COWPENS, SC 29330-9122 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 381 EDWARDS RD, COWPENS, SC 29330-9122 |
| Document Number | 0000013507 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 6559/416 |
| Instrument | 2023-13507 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 381 EDWARDS RD, COWPENS, SC 29330-9122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 381 EDWARDS RD, COWPENS, SC 29330-9122 |
| Document Number | 0000073379 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 6284/514 |
| Instrument | 2021-73379 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jun 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 381 EDWARDS RD, COWPENS, SC 29330-9122 |
| Document Number | 0000023227 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 381 EDWARDS RD COWPENS SC 293309122, COWPENS, SC 29330-9122 |
| Document Number | 0000023227 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 005825/000675 |
| Instrument | 23227 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Rate | 3.37% |
|---|
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,599.00 (+0.62%) | $6,034 (-) Land $670 Building $5,364 | $121,600 (-) Land $13,500 Building $108,100 |
| 2024 | $2,583.00 (-1.67%) | ||
| 2023 | $2,627.00 | $6,034 Land $670 Building $5,364 | $121,600 Land $13,500 Building $108,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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