381 E Main St, Spindale, NC 28160 Property Records

Rutherford County property record for 381 E Main St, Spindale, NC 28160 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail > Laundromat
Bathrooms	1 Baths
Architecture Style	Ranch
Year Built	Built 1958
Square Footage	3,300 sqft Gross Area
Lot Size	16,117 sqft (0.37 acres)
Last Sale	$99,000 (2023)
Tax Bill	$715.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1206882`
Alternative APN	`19426`

Interior

Full Baths	1 Baths
Partial Baths	2 Partial Baths
Building Area	3,300 sqft Gross Area
Stories	1 Stories
Utility Area	128 sqft Utility Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch Style
Exterior Material	Brick Veneer Exterior
Roof Construction	Flat Roof Construction
Roof Material	Roll Tar & Gravel Roof
Lot Area	16,117 sqft (0.37 acres)

Utilities and HVAC

Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	381 E MAIN ST
City	SPINDALE
State	NC
Zip	28160-1574
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Laundromat
Legal Description	PL:44-448
Legal Subdivision	J C COWAN SUBDIVISION
Jurisdiction	RUTHERFORD NC
Minor Civil Division	RUTHERFORDTON
Census Blockgroup	3
Census Block	3044
Census Tract	960600

Owner

Source: Rutherford County records · APN 1206882

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 227, SPINDALE, NC 28160-0227
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Jan 05, 2004 · Amount on Record
Prior Transfer Date	Jul 21, 2005
Prior Transfer Doc	0008780660
Record Refreshed	Sep 20, 2026

December 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 28, 2023
Property Address	381 E MAIN ST, SPINDALE, NC 28160-1574
Document Number	0020774055
Book / Page	2077 / 4055
Instrument Date	Dec 11, 2023
Transaction Type	Foreclosure
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 227, SPINDALE, NC 28160-0227

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$715.00 (-4.41%)	$61,200 (-) Land $32,600 Building $28,600	$61,200 (-) Land $32,600 Building $28,600
2023		$61,200 Land $32,600 Building $28,600	$61,200 Land $32,600 Building $28,600
2022	$748.00
2021	$748.00

Flood & Wildfire

381 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Rutherford County (37161C), updated April 18, 2014

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 35th percentile of exposed land nationally · 49th in North Carolina
Wildfire Likelihood	Low — about 1 in 2,439 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.