McCreary County property record for 381 E Hwy 2792, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | built 2007 |
| Lot Size | 1.75 acres (76,491 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,000 (Apr 2023) |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-01-002.00 |
| Primary APN | 140-40-01-002.00 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 76,491 sqft (1.75 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Water Source | Commercial |
|---|
| Street Address | 381 E HIGHWAY 2792 |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.756 AC |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960402 |
381 E Hwy 2792 is owned by two individuals who bought it in April 2023.
Source: McCreary County records, as of July 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 VIRGINIA LN, PINE KNOT, KY 42635 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK/SOMERSET |
| Aug 4, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on File |
| Deed Sale | Apr 12, 2023 · Amount on File |
| Prior Sale | Aug 4, 2021 · Amount on File |
| Deed Document Number | 2023143444 |
| Deed Book / Page | 233 / 590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Jul 7, 2026 |
| Property Address | 381 E HIGHWAY 2792, PINE KNOT, KY 42635-9159 |
| Document Number | 0000160275 |
| Book / Page | 262 / 225 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026160275 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000160275, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 262/225 |
| Instrument | 2026160275 |
| Name | CITIZENS NATIONAL BANK/SOMERSET |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 29, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Aug 4, 2021 |
| Property Address | 381 E HIGHWAY 2792, PINE KNOT, KY 42635-9159 |
| Document Number | 00D226/487 |
| Book / Page | D226 / 487 |
| Map Reference | DB 203 PG 314 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 134539 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2830 NEW LIBERTY RD, WILLIAMSBURG, KY 40769-5518 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 111, PINE KNOT, KY 42635-0111 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 381 E Hwy 2792 was $643.
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643.00 | $80,000 | $80,000 |
| 2023 | $408.00 | $50,000 | $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 E Hwy 2792 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 381 E Hwy 2792 is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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