381 E 232nd St, Euclid, OH 44123 Property Records

Cuyahoga County property record for 381 E 232nd St, Euclid, OH 44123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,409 sqft · built 1947
Lot Size	0.129 acres (5,643 sqft)
Owner	Individual Name on File
Last Sale	$66,900 (Jun 2018)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-28-037`

Property Details

APN / Parcel Number

Primary APN	`644-28-037`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,409 sqft Living Area
1st Floor Area	1,013 sqft
2nd Floor Area	396 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,643 sqft (0.129 acres)
Lot Dimensions	99 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	381 E 232ND ST
City	EUCLID
State	OH
Zip	44123-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	MOSES TR TR 19 BENTONHO 0145 ALL
Legal Subdivision	BENTON HOMES
Legal Tract	TR
Legal Lot Number	145
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1008
Census Tract	152202

Owner

381 E 232nd St is owned and occupied by an individual who bought it in June 2018.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	381 E 232ND ST, EUCLID, OH 44123-1539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Jun 23, 2014 · Amount on File
Deed Document Number	0006290891
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 29, 2018
Property Address	381 E 232ND ST, EUCLID, OH 44123-1539
Document Number	0006290891
Instrument Date	Jun 25, 2018
Instrument	6290891
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	RIVER TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100

Mortgage

Document Number	6290892
Date	Jun 29, 2018
Instrument	6290892

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 381 E 232nd St was $2,590 with a homeowner's exemption, up 3.7% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,590.00 (+3.68%) Homeowner's exemption	$38,500 (-) Land $8,330 Building $30,170
2024	$2,498.00 (+20.97%) Homeowner's exemption	$38,500 (+64.39%) Land $8,330 Building $30,170	$110,000 Land $23,800 Building $86,200
2023	$2,065.00 (+2.28%) Homeowner's exemption	$23,420 (-) Land $5,950 Building $17,470
2022	$2,019.00 Homeowner's exemption	$23,420 Land $5,950 Building $17,470
2021			$66,900 Land $17,000 Building $49,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 381 E 232nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 381 E 232nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: PCs for People, T-Mobile.

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