381 Desplaines Ave, Riverside, IL 60546 Property Records

Cook County property record for 381 Desplaines Ave, Riverside, IL 60546

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1952
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Jul 1998)
Tax Bill	$8,444 (2023)
Deeds & Mortgages	Feb 2026 Second Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-25-306-090`

Property Details

APN / Parcel Number

Primary APN	`15-25-306-090`
Alternative APN	`15-25-306-090-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,400 sqft (0.17 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	381 DESPLAINES AVE
City	RIVERSIDE
State	IL
Zip	60546-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(RESUBDIVISION) OF BLK28 IN RIVERSIDE THIRD DIVN IN S EC36 & SEC 25-39-12
Legal Range	12E
Legal Township	39N
Legal Section	25
Legal Subdivision	RESUBDIVISION OF BLK28 IN RIVERSIDE TH
Legal Block	28
Legal Lot Number	1150
Jurisdiction	COOK IL
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2004
Census Tract	815701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Landscape Architecture District listed 1969 · National Historic Landmark (designated 1970) · NRIS 69000055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

381 Desplaines Ave is owned and occupied by an individual who acquired it in December 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	381 DESPLAINES AVE, RIVERSIDE, IL 60546-1849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BK
Dec 17, 2018	Quit Claim Deed, Transfer FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 1998 · Amount on File
Deed Sale	Jul 27, 1998 · Amount on File
Deed Document Number	1998797
Last Transfer Date	Dec 7, 2018
Transfer Doc	0000010017
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	381 DESPLAINES AVE, RIVERSIDE, IL 60546-1849
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004922345
Date	Feb 18, 2026
Instrument	2604922345

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

Interest

Rate	8.27%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	381 DESPLAINES AVE, RIVERSIDE, IL 60546-1849
Document Number	2023733416
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 DESPLAINES AVE RIVERSIDE IL 605461849, RIVERSIDE, IL 60546-1849

Mortgage

Document Number	2023733416
Date	Aug 24, 2020
Instrument	23733416

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 17, 2018
Property Address	381 DESPLAINES AVE, RIVERSIDE, IL 60546-1849
Document Number	1835110017
Instrument Date	Dec 7, 2018
Instrument	35110017
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 DESPLAINES AVE RIVERSIDE IL 605461849, RIVERSIDE, IL 60546-1849

Mortgage

Document Number	1835110018
Date	Dec 17, 2018
Instrument	35110018

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.29%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Riverside Township
Municipality	Riverside Village
Elementary School District	Riverside School District 96 (PK - 08)
Secondary School District	Riverside Brookfield Township School District 208 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,711 Land $7,400 Building $22,311	$297,110 Land $74,000 Building $223,110
2023	$8,444.00 (-7.58%)
2022	$9,137.00 Homeowner's exemption	$27,275 Land $6,475 Building $20,800	$272,750 Land $64,750 Building $208,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 381 Desplaines Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 381 Desplaines Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH RIVERSIDE serves 7,071 people · EPA ID IL0312160
Water Source	Purchased surface water from BROOKFIELD-NORTH RIVERSIDE WATER COMM.
Last State Inspection	Dec 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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