381 Cypress Point Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 381 Cypress Point Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 1992
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Mar 2021 Reverse Mortgage Aug 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-12-54-3-10`

Property Details

APN / Parcel Number

Primary APN	`26-36-12-54-3-10`
Alternative APNs	`26-36-12-54-00003.0-0010.00` `2602296`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 41 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	96 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2602296
Street Address	381 CYPRESS POINT DR
City	MELBOURNE
State	FL
Zip	32940-7749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LAKE POINTE SUNTREE PUD STAGE 10 TRACT 6 UNIT 2 & TRACT 6.A LOT 10 BLK 3
Legal Range	36E
Legal Township	26S
Legal Section	12
Legal Subdivision	LAKE POINTE SUNTREE PUD STAGE 10 TRACT 6
Legal Tract	6
Legal Block	3
Legal Lot Number	10
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1008
Census Tract	63109

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	381 CYPRESS POINT DR, MELBOURNE, FL 32940-7749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Aug 21, 2020	Correction Deed, Transfer ATTORNEY ONLY
Aug 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 10, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Jan 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2016
Deed Sale	Aug 25, 2016
Prior Sale	Feb 6, 2014 · Amount on Record
Deed Document Number	2016166320
Deed Book / Page	7694 / 487
Last Transfer Date	Jul 5, 2024
Transfer Doc	0101121826
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	381 CYPRESS POINT DR, MELBOURNE, FL 32940-7749
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CYPRESS POINT DR, MELBOURNE, FL 32940-7749

Mortgage

Document Number	0090421751
Date	Mar 8, 2021
Book Page	9042/1751
Instrument	2021057852

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	908 Months
Due	Nov 10, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 21, 2020
Property Address	381 CYPRESS POINT DR, MELBOURNE, FL 32940-7749
Document Number	0088320274
Book / Page	008832 / 000274
Instrument Date	Aug 21, 2020
Instrument	180672
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	381 CYPRESS POINT DR MELBOURNE FL 329407749, MELBOURNE, FL 32940-7749

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 19, 2020
Property Address	381 CYPRESS POINT DR, MELBOURNE, FL 32940-7749
Document Number	0088291909
Book / Page	008829 / 001909
Instrument Date	Aug 19, 2020
Instrument	178634
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	381 CYPRESS POINT DR MELBOURNE FL 329407749, MELBOURNE, FL 32940-7749

October 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	BREVARD FL
Recording Date	Oct 10, 2019
Property Address	381 CYPRESS POINT DR, MELBOURNE, FL 32940-7749
Document Number	0085601591
Book / Page	008560 / 001591
Instrument Date	Oct 4, 2019
Instrument	222217
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CYPRESS POINT DR MELBOURNE FL 329407749, MELBOURNE, FL 32940-7749

Mortgage

Document Number	85601593
Date	Oct 10, 2019
Book Page	008560/001593
Instrument	222218

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Oct 9, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.31%

Mortgage

Document Number	85601609,
Date	Oct 10, 2019
Book Page	008560/001609
Instrument	222219

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Oct 9, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.31%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	381 CYPRESS POINT DR, MELBOURNE, FL 32940-7749
Document Number	0081291108
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	TITLE COMPANY/BREVARD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CYPRESS POINT DR MELBOURNE FL 329407749, MELBOURNE, FL 32940-7749

Mortgage

Document Number	0081291108
Date	Apr 3, 2018
Book Page	008129/001108
Instrument	72954

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 16, 2018
Property Address	381 CYPRESS POINT DR, MELBOURNE, FL 32940-7749
Document Number	0080702219
Book / Page	008070 / 002219
Instrument Date	Jan 12, 2018
Instrument	11143
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CYPRESS POINT DR MELBOURNE FL 329407749, MELBOURNE, FL 32940-7749

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,540 (-5.2%)	$241,540 (-5.2%)
2025	$3,109.00 (+93.83%)	$254,790 (+92.64%)	$254,790 (+4.2%)
2024	$1,604.00 (+2.56%)
2023	$1,564.00 (+4.48%) Homeowner's exemption Widower's exemption	$132,260 (+3%)	$244,530 (+7.15%) Land $93,500 Building $151,030
2022	$1,497.00 Homeowner's exemption Widower's exemption	$128,410	$228,220 Land $93,500 Building $134,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 216 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	216 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

381 Cypress Point Dr, Melbourne, FL 32940 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Reverse Mortgage, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cypress Point Dr

Nearby Streets

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