381 Cortez St, Sterling, CO 80751 Property Records

Logan County property record for 381 Cortez St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1959
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2020)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2020 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`38052521314003`

Property Details

APN / Parcel Number

Primary APN	`38052521314003`
Alternative APN	`6251000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Heated Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	100 ft deep x 64.5 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	105 sqft
Patio Area	416 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6251000
Street Address	381 CORTEZ ST
City	STERLING
State	CO
Zip	80751-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 BLK 16 CHARMONY ADDN 6TH FILING STERLING
Legal Range	52W
Legal Township	08N
Legal Section	21
Legal Subdivision	CHARMONY ADD
Legal Block	16
Legal Lot Number	32
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1020
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	381 CORTEZ ST, STERLING, CO 80751-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Sep 22, 2020	Warranty Deed, Transfer STEWART TITLE
Jun 14, 2018	Warranty Deed, Transfer
Mar 30, 2017	Deed of Trust, Mortgage · FHA Mortgage UNIVERSAL LENDING
Mar 20, 2017	Deed of Trust, Mortgage · FHA Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	2020751380
Deed Book / Page	1039 / 563
Prior Transfer Date	Jun 15, 2012
Prior Transfer Doc	0000708770
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	381 CORTEZ ST, STERLING, CO 80751-2316
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CORTEZ ST, STERLING, CO 80751-2316

Mortgage

Document Number	0000777063
Date	Sep 26, 2025
Book Page	1065/269
Instrument	777063

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Sep 22, 2020
Property Address	381 CORTEZ ST, STERLING, CO 80751-2316
Document Number	0000751380
Book / Page	001039 / 000563
Instrument Date	Sep 21, 2020
Instrument	751380
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CORTEZ ST STERLING CO 807512316, STERLING, CO 80751-2316

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 14, 2018
Property Address	381 CORTEZ ST, STERLING, CO 80751-2316
Document Number	0000739884
Book / Page	001028 / 000061
Instrument Date	Jun 13, 2018
Instrument	739884
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CORTEZ ST STERLING CO 807512316, STERLING, CO 80751-2316

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	381 CORTEZ ST, STERLING, CO 80751-2316
Document Number	0000733263
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CORTEZ ST STERLING CO 807512316, STERLING, CO 80751-2316

Mortgage

Document Number	0000733263
Date	Apr 5, 2017
Book Page	001021/000436
Instrument	733263

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Apr 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.55%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	381 CORTEZ ST, STERLING, CO 80751-2316
Document Number	0000733264
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CORTEZ ST STERLING CO 807512316, STERLING, CO 80751-2316

Mortgage

Document Number	0000733264
Date	Apr 5, 2017
Book Page	001021/000437
Instrument	733264

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Apr 4, 2099

Interest

Rate	4.55%

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (+74.57%)	$12,034 (-91.58%)	$192,547 (+34.66%) Land $25,800 Building $166,747
2023	$578.00 (-29.34%)	$142,990 (+1,338.53%) Land $22,250 Building $120,740	$142,990 (-) Land $22,250 Building $120,740
2022	$818.00	$9,940 Land $1,550 Building $8,390	$142,990 Land $22,250 Building $120,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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