Butler County property record for 381 Cochran Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,773 sqft · built 1978 |
| Lot Size | 9.28 acres (404,585 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,000 (Jul 2015) |
| Tax Bill | $4,306 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B1310-031.000-062 |
| Primary APN | B1310-031.000-062 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| Gross Area | 1,633 sqft |
| 1st Floor Area | 1,633 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 404,585 sqft (9.28 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 280 sqft |
| Lean-To | 432 sqft |
| Pole Barn | 1,904 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0002100 |
|---|---|
| Old Parcel Number | B1310031.000062 |
| Street Address | 381 COCHRAN RD |
| City | HAMILTON |
| State | OH |
| Zip | 45013-9110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4 31 WPT NW 1/4 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 15000 |
381 Cochran Rd is owned and occupied by an individual who bought it in July 2015.
Source: Butler County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 381 COCHRAN RD, HAMILTON, OH 45013-9110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2015 · Amount on File |
| Deed Sale | Jul 1, 2015 · Amount on File |
| Prior Sale | Apr 16, 2004 |
| Deed Document Number | 0000025196 |
| Deed Book / Page | 8808 / 1405 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 381 COCHRAN RD, HAMILTON, OH 45013-9110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000031300 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 9660/1744 |
| Instrument | 2021-00031300 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 381 COCHRAN RD, HAMILTON, OH 45013-9110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 381 COCHRAN RD, HAMILTON, OH 45013-9110 |
| Document Number | 0000005248 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 9583/1029 |
| Instrument | 2021-00005248 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Jul 1, 2045 |
The 2025 property tax bill for 381 Cochran Rd was $4,306.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Hanover Township |
| Unified School District | Ross Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,306.00 | $119,910 Land $37,210 Building $82,700 | $342,590 Land $106,300 Building $236,290 |
| 2023 | $4,228.00 (+20.49%) | $119,910 (+35.31%) Land $37,210 Building $82,700 | $342,590 Land $106,300 Building $236,290 |
| 2022 | $3,509.00 | $88,620 Land $37,210 Building $51,410 | |
| 2020 | $253,180 Land $106,300 Building $146,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 381 Cochran Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1996–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2008 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 381 Cochran Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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