381 Co Rd 499, Flat Rock, AL 35966 Property Records

DeKalb County property record for 381 Co Rd 499, Flat Rock, AL 35966

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,273 sqft · built 1996
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Nov 2021)
Tax Bill$843 (2026)
Deeds & MortgagesJan 2020 Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-04-18-0-000-017.002

Property Details

APN / Parcel Number

Primary APN03-04-18-0-000-017.002
Alternative APNs
  • 160863
  • 138392
  • 41438

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,273 sqft Living Area
1st Floor Area2,273 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area432 sqft
Utility Building576 sqft

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Account Number160863
Street Address381 COUNTY ROAD 499
CityFLAT ROCK
StateAL
Zip35966-8361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONT 1 AC S18 T3S R10EPT OF SW-SE DESC AS:BEG 688.45' EAST OFSW COR OF 1/4 1/4 TH:N300' E 145.2' S300' W 145.2' TO POB
Legal Range10E
Legal Township03S
Legal Section18
JurisdictionDEKALB AL
Township / Civil DivisionIDER
Census Block Group3
Census Block3008
Census Tract960102

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2263 COUNTY ROAD 127, PISGAH, AL 35765-6067
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage
FIRST JACKSON BANK
Nov 29, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST JACKSON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Deed Book / Page3001 / 7862
Prior Transfer DateNov 23, 2021
Prior Transfer Doc03001/7862
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEKALB AL
Property Address381 COUNTY ROAD 499, FLAT ROCK, AL 35966-8361
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005000/735
DateJan 21, 2020
Book Page5000/735
Lender
NameFIRST JACKSON BANK
TypeBank
Agreement
AmountAmount Recorded

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDEKALB AL
Recording DateNov 29, 2021
Property Address381 COUNTY ROAD 499, FLAT ROCK, AL 35966-8361
Document Number03001/7862
Book / Page3001 / 7862
Instrument DateNov 23, 2021
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address381 COUNTY ROAD 499, FLAT ROCK, AL 35966-8361

Transferred To (Grantee/Buyer)

NameVerified Name
Address2263 COUNTY ROAD 127, PISGAH, AL 35765-6067

Mortgage

Document Number0500124555
DateNov 29, 2021
Instrument5001/24555
Lender
NameFIRST JACKSON BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyDeKalb County
Unified School DistrictDeKalb County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$843.00 (+6.98%)
2025$788.00 (+6.92%)$22,220 (+6.93%) Land $1,200 Building $21,020$122,440 (+17.8%) Land $6,640 Building $115,800
2023$737.00 (+139.29%) Homeowner's exemption$20,780 (+102.93%)$103,940 (+1.7%) Land $6,640 Building $97,300
2022$308.00 Homeowner's exemption$10,240 Land $500 Building $9,740$102,200 Land $4,900 Building $97,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 78% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB-JACKSON WATER SUPPLY DISTRICT
serves 32,421 people · EPA ID AL0001796
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Total trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Telecommunications Cooperative
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 499

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