Harrison County property record for 381 Chestnut St, Lumberport, WV 26386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,653 sqft · built 1919 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Jul 2019) |
| Tax Bill | $992 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1801-0055.0000 |
| Primary APN | 09-1801-0055.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| 1st Floor Area | 2,306 sqft |
| Family Room | Family Room |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 16,553 sqft (0.38 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06225710 |
|---|---|
| Street Address | 381 CHESTNUT ST |
| City | LUMBERPORT |
| State | WV |
| Zip | 26386-8322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT (.35 +/- AC) JONES RUN ROAD |
| Legal Subdivision | JONES RUN |
| Jurisdiction | HARRISON WV |
| Township / Civil Division | NORTHERN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 30802 |
Source: Harrison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 381 CHESTNUT ST, LUMBERPORT, WV 26386-8322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 24, 2019 | Deed, Transfer · FHA Mortgage SIERRA PACIFIC HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | Nov 10, 2010 · Amount on Record |
| Deed Document Number | 201916547 |
| Deed Book / Page | 1649 / 1293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON WV |
| Recording Date | Jun 12, 2026 |
| Property Address | 381 CHESTNUT ST, LUMBERPORT, WV 26386-8322 |
| Document Number | 0000013492 |
| Book / Page | 1552 / 1010 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202613492 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROPERTY SOLUTI |
| Name | Verified Name |
|---|---|
| Address | 381 CHESTNUT ST, LUMBERPORT, WV 26386-8322 |
| Document Number | 0000013492, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 1552/1010 |
| Instrument | 202613492 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRISON WV |
| Recording Date | Jul 24, 2019 |
| Property Address | 381 CHESTNUT ST, LUMBERPORT, WV 26386-8322 |
| Document Number | 1649/1293 |
| Book / Page | 1649 / 1293 |
| Map Reference | DB 1216 PG 101 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 201900016547 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000016548 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 1404/455 |
| Instrument | 201900016548 |
| Name | SIERRA PACIFIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $992.00 (-6.5%) | $87,780 (-3.62%) Land $8,340 Building $79,440 | $146,300 (-3.62%) Land $13,900 Building $132,400 |
| 2025 | $1,061.00 (+14.95%) | $91,080 (+14.74%) Land $8,340 Building $82,740 | $151,800 (+14.74%) Land $13,900 Building $137,900 |
| 2023 | $923.00 (-0.54%) | $79,380 (+0.76%) Land $8,340 Building $71,040 | $132,300 (+0.76%) Land $13,900 Building $118,400 |
| 2022 | $928.00 | $78,780 Land $8,340 Building $70,440 | $131,300 Land $13,900 Building $117,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LUMBERPORT serves 1,519 people · EPA ID WV3301714 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity resolved · May 2024 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jan 2025 Organic carbon removal Jan 2022 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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