381 Cherry Point Rd, Gwynn, VA 23066 Property Records

Mathews County property record for 381 Cherry Point Rd, Gwynn, VA 23066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,196 sqft · built 2001
Lot Size	2.28 acres (99,622 sqft)
Owner	Individual Name on Record
Tax Bill	$2,246 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`11A2-A-9C`

Property Details

APN / Parcel Number

Primary APN	`11A2-A-9C`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Asphalt
Lot Area	99,622 sqft (2.28 acres)
Garage Type	Attached
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	381 CHERRY POINT RD
City	GWYNN
State	VA
Zip	23066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 251-368 PB 24-41
Legal Lot Number	9C
Jurisdiction	MATHEWS VA
Township / Civil Division	PIANKATANK
Census Block Group	1
Census Block	1004
Census Tract	951302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gwynn's Island Historic District listed 2024 · 678 contributing resources · NRIS 100010202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 863, MATHEWS, VA 23109-0863
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	381 CHERRY POINT RD, GWYNN, VA 23066
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CHERRY PT RD, GWYNN, VA 23066

Mortgage

Document Number	0230000074
Date	Jan 25, 2023
Instrument	230000074

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	381 CHERRY POINT RD, GWYNN, VA 23066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001236
Date	Aug 24, 2020
Instrument	200001236

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (+0.04%)	$362,200 (-) Land $36,400 Building $325,800
2025	$2,245.00 (+10.7%)
2023	$2,028.00	$362,200 Land $36,400 Building $325,800	$362,200 Land $36,400 Building $325,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 144 individual policies
Nearby Flood Policies	171 units insured incl. 27 condo units
Nearby Flood Claims	8 (2003–2025)
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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