381 Central St, Central Falls, RI 02863 Property Records

Central Falls City property record for 381 Central St, Central Falls, RI 02863

Property Summary

Property Type	Apartments (5+ Units)
Details	14 bd · 10 ba · 8,826 sqft · built 1890
Lot Size	0.475 acres (20,678 sqft)
Owner	Company Name on Record
Last Sale	$1,550,000 (Dec 2025)
Tax Bill	$12,634 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-4271-99`

Property Details

APN / Parcel Number

Primary APN	`12-4271-99`
Alternative APN	`CENT M:06 P:41`

Interior

Bedrooms	14 Beds
Full Baths	10 Baths
Total Rooms	34 Rooms
Units	10 Units
Stories	2 Stories
Building Area	8,826 sqft Living Area
1st Floor Area	2,942 sqft
Basement Area	5,884 sqft
Finished Basement	2,942 sqft
Unfinished Basement	2,942 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,678 sqft (0.475 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12-4271-99
Street Address	381 CENTRAL ST
City	CENTRAL FALLS
State	RI
Zip	02863-2726
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-3
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	2
Census Block	2016
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Central Falls Historic District listed 1991 · 377 contributing resources · NRIS 91000025

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Central Falls City records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	381 CENTRAL ST, CENTRAL FALLS, RI 02863-2726
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARLES RIVER BANK
Dec 11, 2025	Warranty Deed, Transfer GCCG LENDING LLC
Dec 11, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Dec 11, 2025 · Amount on Record
Deed Document Number	20253051
Deed Book / Page	1107 / 329
Prior Transfer Date	Jan 9, 2025
Prior Transfer Doc	001086-326
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	381 CENTRAL ST, CENTRAL FALLS, RI 02863-2726
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001089-22
Date	Feb 24, 2025
Book Page	1089/22
Instrument	1689

Lender

Name	CHARLES RIVER BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Dec 11, 2025
Property Address	381 CENTRAL ST, CENTRAL FALLS, RI 02863-2726
Document Number	001107-329
Book / Page	1107 / 329
Instrument Date	Dec 10, 2025
Instrument	3051
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003052
Date	Dec 11, 2025
Instrument	3052

Lender

Name	GCCG LENDING LLC

Agreement

Amount	Amount Recorded

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Dec 11, 2025
Property Address	381 CENTRAL ST, CENTRAL FALLS, RI 02863-2726
Document Number	001107-327
Book / Page	1107 / 327
Instrument Date	Nov 24, 2025
Instrument	3050
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,634.00 (+71.61%)	$956,400 (+60.82%) Land $170,800 Building $785,600
2023	$7,362.00 (-29.1%)	$594,700 (-) Land $104,500 Building $490,200
2022	$10,383.00	$594,700 Land $104,500 Building $490,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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