Davidson County property record for 381 Cecil Rd, Lexington, NC 27295
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 2,456 sqft · built 2016 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,158 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-308-0-000-0014-D |
| Primary APN | 11-308-0-000-0014-D |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,456 sqft Total Area |
| 1st Floor Area | 1,326 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 115,434 sqft (2.65 acres) |
| Lot Width | 12 ft Width |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Patio Area | 630 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 9222411 |
|---|---|
| Street Address | 381 CECIL RD |
| City | LEXINGTON |
| State | NC |
| Zip | 27295-7044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA3 |
| Legal Description | L14D BK2213-2244 (TR A) CECIL RD |
| Legal Subdivision | PLAT OF SURVEY FOR BELLINDA J CECIL |
| Legal Tract | A |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 60400 |
381 Cecil Rd, a rural home, is owned and occupied by an individual.
Source: Davidson County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 381 CECIL RD, LEXINGTON, NC 27295-7044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 381 CECIL RD, LEXINGTON, NC 27295-7044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024661430 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 2466/1430 |
| Instrument | 2021000007316 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 381 Cecil Rd was $1,158.
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,900 (-) | $180,900 (-) Land $33,790 Building $147,110 | |
| 2025 | $1,158.00 | $180,900 | $180,900 Land $33,790 Building $147,110 |
| 2023 | $1,056.00 | $162,480 | $162,480 Land $33,790 Building $128,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 Cecil Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 381 Cecil Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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