381 Bybee Estates Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 381 Bybee Estates Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,470 sqft · built 2006
Lot Size	10.2 acres (445,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$895,000 (Jun 2026)
Tax Bill	$7,285 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20 16 33`

Property Details

APN / Parcel Number

Primary APN	`20 16 33`
Alternative APN	`12995`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,470 sqft Living Area
Gross Area	8,517 sqft
1st Floor Area	2,353 sqft
Basement Area	2,100 sqft
Finished Basement	1,100 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	445,009 sqft (10.2 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	800 sqft
Patio Area	910 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12995
Street Address	381 BYBEE ESTATES LN
City	PALMYRA
State	VA
Zip	22963-4069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 220003785 AC 10.216 BYBEE ESTATES
Legal Subdivision	BYBEE ESTATES
Legal Block	3
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1043
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 BYBEE ESTATES LN, PALMYRA, VA 22963-4069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Grant Deed, Transfer · Conventional Mortgage PREMIER LNDG INC
Oct 24, 2022	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	20261770
Prior Transfer Date	Mar 30, 2009
Prior Transfer Doc	000793/893
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 12, 2026
Property Address	381 BYBEE ESTATES LN, PALMYRA, VA 22963-4069
Document Number	0000001770
Instrument Date	Jun 9, 2026
Instrument	20261770
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	CATIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,395.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 BYBEE ESTATES LN, PALMYRA, VA 22963-4069

Mortgage

Document Number	0000001771,
Date	Jun 12, 2026
Instrument	20261771

Lender

Name	PREMIER LNDG INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 24, 2022
Property Address	381 BYBEE ESTATES LN, PALMYRA, VA 22963-4069
Document Number	0220003785
Map Reference	PB 2 PG 105
Instrument Date	Oct 20, 2022
Instrument	220003785
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	381 BYBEE ESTATES LN, PALMYRA, VA 22963-4069

Mortgage

Document Number	0220003786
Date	Oct 24, 2022
Instrument	220003786

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	381 BYBEE ESTATES LN, PALMYRA, VA 22963-4069
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004676
Date	Nov 13, 2020
Instrument	200004676

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	381 BYBEE ESTATES LN, PALMYRA, VA 22963-4069
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001867
Date	Apr 14, 2021
Instrument	210001867

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$964,900 (-) Land $82,000 Building $882,900	$964,900 (-) Land $82,000 Building $882,900
2025	$7,285.00 (+0.68%)	$964,900 (+29.19%) Land $82,000 Building $882,900	$964,900 (+29.19%) Land $82,000 Building $882,900
2024	$7,236.00 (+14.8%)
2023		$746,900 Land $82,000 Building $664,900	$746,900 Land $82,000 Building $664,900
2022	$6,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bybee Estates Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures