381 Biscayne Ln, Sebastian, FL 32958 Property Records

Indian River County property record for 381 Biscayne Ln, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Apr 2022)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-38-24-00001-1980-00019.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-24-00001-1980-00019.0`
Alternative APN	`21497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,444 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	450 sqft
Driveway	Concrete Driveway
Driveway Area	1,071 sqft
Porch	Screened Porch
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	381 BISCAYNE LN
City	SEBASTIAN
State	FL
Zip	32958-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT NO 10 BLK 198 LOT 19 PBI 6-37K
Legal Range	38E
Legal Township	31S
Legal Section	24
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 10
Legal Block	198
Legal Lot Number	19
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1063
Census Tract	50806

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1008 TUSCARORA LN, DURHAM, NC 27703-4882
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Mar 11, 2016 · Amount on Record
Deed Document Number	202222107
Deed Book / Page	3528 / 1017
Prior Transfer Date	Mar 14, 2006
Prior Transfer Doc	0020181600
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 6, 2022
Property Address	381 BISCAYNE LN, SEBASTIAN, FL 32958-5550
Document Number	0035281017
Book / Page	3528 / 1017
Map Reference	MB 6 PG 37&37A-37O
Instrument Date	Apr 4, 2022
Instrument	3120220022107
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5996 RIDGE LAKE CIR, 5996, VERO BEACH, FL 32967-5092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 TUSCARORA LN, DURHAM, NC 27703-4882

Mortgage

Document Number	0035281018
Date	Apr 6, 2022
Instrument	3528/1018

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	381 BISCAYNE LN, SEBASTIAN, FL 32958-5550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032530641
Date	Nov 12, 2019
Book Page	3253/0641
Instrument	3120190065935

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,202.00 (+10.82%)	$281,230 (+2.19%) Land $57,800 Building $223,430	$281,230 (+2.19%) Land $57,800 Building $223,430
2023	$4,694.00 (+85.39%)	$275,206 (+50.06%) Land $56,100 Building $219,106	$275,206 (+24.76%) Land $56,100 Building $219,106
2022	$2,532.00	$183,402	$220,597 Land $35,700 Building $184,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 121 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	51 (1984–2016)
Claims Outside the SFHA	5 of 51
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Frances, Sep 2004 · 42 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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