381 Bethlehem Rd, Waco, KY 40385 Property Records

Madison County property record for 381 Bethlehem Rd, Waco, KY 40385

Property Summary

Property Type	Single Family Home
Details	1,372 sqft
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Nov 1999)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0112-0048-0002-A`

Property Details

APN / Parcel Number

Primary APN	`0112-0048-0002-A`
Alternative APNs	`128713` `91578` `58385`

Interior

Stories	1 Story
Building Area	1,372 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	58385
Street Address	381 BETHLEHEM RD
City	WACO
State	KY
Zip	40385-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2-A (1.01 ACRES)
Legal Subdivision	BEARWALLOW
Legal Tract	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2013
Census Tract	11103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 BETHLEHEM RD, WACO, KY 40385-9531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 29, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 1999 · Amount on Record
Deed Sale	Nov 8, 1999 · Amount on Record
Deed Document Number	0000050638
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	381 BETHLEHEM RD, WACO, KY 40385-9531
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 BETHLEHEM RD, WACO, KY 40385-9531

Mortgage

Document Number	M2078/672
Date	Aug 4, 2021
Book Page	M2078/672
Instrument	2014046890

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 5, 2041

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	381 BETHLEHEM RD, WACO, KY 40385-9531
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 BETHLEHEM RD, WACO, KY 40385-9531

Mortgage

Document Number	M2077/1
Date	Jul 29, 2021
Book Page	M2077/1
Instrument	2014046060

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2041

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	381 BETHLEHEM RD, WACO, KY 40385-9531
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01824/113
Date	Sep 13, 2018
Book Page	M01824/113
Instrument	2013981856

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00 (+8.21%) Additional exemption filed	$137,000 (+11.38%)	$137,000 (+11.38%)
2023	$1,193.00	$123,000	$123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bethlehem Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures