381 Benham Rd, Groton, CT 06340 Property Records

Groton Town property record for 381 Benham Rd, Groton, CT 06340

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,184 sqft · built 1910
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2021)
Tax Bill	$5,061 (2025)
Deeds & Mortgages	Sep 2024 Refinance Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:168815540556`

Property Details

APN / Parcel Number

Primary APN	`GROT M:168815540556`
Alternative APNs	`168815540556` `16010001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,184 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	168815540556
Street Address	381 BENHAM RD
City	GROTON
State	CT
Zip	06340-5131
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R51
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1004
Census Tract	702500

Owner

381 Benham Rd, a duplex, is owned and occupied by an individual who bought it in October 2021.

Source: Groton Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	381 BENHAM RD, GROTON, CT 06340-5131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU
Oct 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Deed Document Number	20215099860002
Deed Book / Page	1265 / 792
Prior Transfer Date	Dec 16, 2019
Prior Transfer Doc	001225-147
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	381 BENHAM RD, GROTON, CT 06340-5131
Transaction Type	Mortgage
Record Updated	Sep 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001310-690
Date	Sep 4, 2024
Book Page	1310/690

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2049

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Oct 28, 2021
Property Address	381 BENHAM RD, GROTON, CT 06340-5131
Document Number	1265-792
Book / Page	1265 / 792
Instrument Date	Oct 22, 2021
Instrument	5099860002
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 MAPLE TREE LN, EAST LYME, CT 06333-1670

Mortgage

Document Number	5099870015
Date	Oct 28, 2021
Instrument	5099870015

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 381 Benham Rd was $5,061.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,061.00	$175,070 Land $90,202 Building $84,868	$122,549 Land $63,141 Building $59,408
2024	$5,061.00 (+12.04%)
2023	$4,517.00 (+3.41%)	$175,070 (-) Land $53,830 Building $121,240
2022	$4,368.00	$175,070 Land $53,830 Building $121,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 381 Benham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 381 Benham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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