Buena Vista County property record for 381 650th St, Alta, IA 51002
| Property Type | Agricultural Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,516 sqft · built 1900 |
| Lot Size | 31.8 acres (1,385,644 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,130 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-28-400-007 |
| Primary APN | 13-28-400-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Basement Area | 640 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,385,644 sqft (31.8 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Granary | Granary |
| Quonset Hut | Quonset Hut |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 381 650TH ST |
|---|---|
| City | ALTA |
| State | IA |
| Zip | 51002-7588 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | 28-90-38 ALTA MAPLE VALLEY SE SE (EX PT LOT C & LOT D) |
| Legal Range | 38W |
| Legal Township | 90N |
| Legal Section | 28 |
| Legal Subdivision | ALTA MAPLE VALLEY |
| Legal Lot Number | C,D |
| Jurisdiction | BUENA VISTA IA |
| Township / Civil Division | MAPLE VALLEY |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 960600 |
381 650th St, agricultural vacant land, is owned by two individuals who acquired it in October 2023.
Source: Buena Vista County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 127, GALVA, IA 51020-0127 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 26, 2023 |
| Transfer Doc | 0000002395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUENA VISTA IA |
| Property Address | 381 650TH ST, ALTA, IA 51002-7588 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000232396 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 232396 |
| Name | UNITED BANK OF IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 5-Year CMT |
| Max Rate | 13.5% |
The 2025 property tax bill for 381 650th St was $1,130, up 8.9% from the year before.
Source: Buena Vista County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buena Vista County |
| Unified School District | Alta-Aurelia Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,000 (-0.03%) Land $78,000 | $78,000 (-0.03%) Land $78,000 | |
| 2025 | $1,130.00 (+8.86%) | $78,020 Land $78,020 | $78,020 Land $78,020 |
| 2024 | $1,038.00 | ||
| 2023 | $131,410 (+35.46%) Land $64,940 Building $66,470 | $131,410 Land $64,940 Building $66,470 | |
| 2022 | $1,762.00 Additional exemption filed | $97,010 Land $52,390 Building $44,620 | |
| 2021 | $97,010 Land $52,390 Building $44,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 650th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 381 650th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| Evertek Fixed Wireless | 50 / 5 |
| Northwest Communications Fixed Wireless | 25 / 5 |
5G (outdoors only) and 4G LTE
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