381 44th St, Oakland, CA 94609 Property Records

Alameda County property record for 381 44th St, Oakland, CA 94609

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 888 sqft · built 1922
Owner2 Individual Names on File
Tax Bill$11,998 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN13-1103-52

Property Details

APN / Parcel Number

Primary APN13-1103-52
Alternative APN
  • 013-1103-052-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area888 sqft Living Area

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleL-Shape
Construction TypeWood
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address381 44TH ST
CityOAKLAND
StateCA
Zip94609-2224
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBK: P352 PAGE: 54 LOT: 1 BLDG: UNIT:381
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1017
Census Tract401200

Owner

381 44th St, a condominium, is owned and occupied by two individuals.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address381 44TH ST, OAKLAND, CA 94609-2224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address381 44TH ST, OAKLAND, CA 94609-2224
Transaction TypeMortgage
Record UpdatedNov 28, 2025
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 44TH ST, OAKLAND, CA 94609-2224

Mortgage

Document Number0000133223
DateOct 23, 2025
Instrument2025133223
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate5.5%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.5%
IndexOther
Max Rate10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 381 44th St was $11,998 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$804,511 Land $243,453 Building $568,058
2025$11,998.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 381 44th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 381 44th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on 44th St

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