Alameda County property record for 38096 Luma Ter, Newark, CA 94560
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 4 ba · 2,115 sqft · built 2016 |
| Lot Size | 0.045 acres (1,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $881,500 (Aug 2016) |
| Tax Bill | $12,524 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 92A-2599-82 |
| Primary APN | 92A-2599-82 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,115 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 1,964 sqft (0.045 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 38096 LUMA TER |
|---|---|
| City | NEWARK |
| State | CA |
| Zip | 94560-4857 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 444601 |
38096 Luma Ter, a planned unit development, is owned and occupied by an individual who acquired it in August 2020.
Source: Alameda County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 38096 LUMA TER, NEWARK, CA 94560-4857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2016 · Amount on File |
| Deed Sale | Aug 9, 2016 · Amount on File |
| Prior Sale | Aug 9, 2016 · Amount on File |
| Deed Document Number | 0000200244 |
| Last Transfer Date | Aug 14, 2020 |
| Transfer Doc | 0000199207 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Aug 14, 2020 |
| Property Address | 38096 LUMA TER, NEWARK, CA 94560-4857 |
| Document Number | 0000199207 |
| Map Reference | MB 327 PG 16-22 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 2020199207 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 38096 LUMA TER, NEWARK, CA 94560-4857 |
| Document Number | 0000199208 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020199208 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 38096 Luma Ter was $12,524 with a homeowner's exemption.
Source: Alameda County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Newark City |
| Unified School District | Newark Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,524.00 Homeowner's exemption | $1,023,033 Land $306,968 Building $716,065 |
| 2023 | $11,991.00 Homeowner's exemption | $983,312 Land $295,049 Building $688,263 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38096 Luma Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 38096 Luma Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| RobinsonHSS Fixed Wireless | 1,000 / 1,000 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Tekify Fiber & Wireless Fixed Wireless | 600 / 130 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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