3809 Wildcherry Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 3809 Wildcherry Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,801 sqft · built 1964
Lot Size	0.774 acres (33,750 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Mar 2007)
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35308`

Property Details

APN / Parcel Number

Primary APN	`35308`
Alternative APN	`1315310`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,801 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Exterior Material	Brick
Lot Area	33,750 sqft (0.774 acres)
Lot Dimensions	225 ft deep x 150 ft wide
Porch	Slab
Porch Area	283 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1315310
Street Address	3809 WILDCHERRY RD
City	SHELBY
State	NC
Zip	28150-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA4
Legal Description	#6BLKB PB10-36 OAKSPRINGS
Legal Subdivision	OAK SPRING ESTATES
Legal Block	B
Legal Lot Number	6
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	950800

Owner

Source: Cleveland County records · APN 35308

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3809 WILDCHERRY RD, SHELBY, NC 28150-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2007 · Amount on Record
Deed Sale	Mar 18, 2007 · Amount on Record
Deed Document Number	200788309
Deed Book / Page	1515 / 878
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3809 WILDCHERRY RD, SHELBY, NC 28150-2831
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 WILDCHERRY RD, SHELBY, NC 28150-2831

Mortgage

Document Number	0018230691
Date	Oct 06, 2020
Book Page	1823/691
Instrument	200045128

Lender

Name	HOME TRUST BANK
Type	Non-Lending Institution
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,671 (-) Land $23,730 Building $164,941	$188,671 (-) Land $23,730 Building $164,941
2025	$1,198.00	$188,671 (+138.08%) Land $23,730 Building $164,941	$188,671 (+138.08%) Land $23,730 Building $164,941
2023		$79,247 Land $22,882 Building $56,365	$79,247 Land $22,882 Building $56,365

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 58 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.