Lawrence County property record for 3809 Ward Ave, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,342 sqft · built 2017 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,686 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32315-01600-230-00 |
| Primary APN | 32315-01600-230-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Basement Area | 1,342 sqft |
| Unfinished Basement | 1,342 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | R18313 |
|---|---|
| Street Address | 3809 WARD AVE |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE ON HIGGINS CREEK LOT 23 BLK 16 PLAT 2016-04400 |
| Legal Subdivision | THE RESERVE ON HIGGINS CR |
| Legal Block | 16 |
| Legal Lot Number | 23 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 966301 |
Source: Lawrence County records · APN 32315-01600-230-00
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2735 1ST AVE, 107, SPEARFISH, SD 57783-3277 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,686.00 (-1.45%) | $450,040 (+16.78%) Land $57,900 Building $392,140 | |
| 2024 | $4,755.00 (-4.92%) | ||
| 2023 | $431,250 Land $57,900 Building $373,350 | ||
| 2022 | $5,001.00 | $385,360 Land $57,900 Building $327,460 |
Source: FEMA National Flood Hazard Layer as of April 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Jun 2008 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · lower than 60% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Midcontinent Communications.
Based on FCC filings for 54 locations within half a mile of this property.
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