Clermont County property record for 3809 Gumtree, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,328 sqft · built 1979 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,888 (Sep 2020) |
| Tax Bill | $3,579 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-23D-233 |
| Primary APN | 03-20-23D-233 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 484 sqft |
| Basement Area | 484 sqft |
| Finished Basement | 484 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,542 sqft (0.242 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Deck Area | 78 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3809 GUMTREE |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYCAMORE CREEK SECTION A PART 4; LOT 17 |
| Legal Subdivision | SYCAMORE CREEK |
| Legal Lot Number | 17 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | BATAVIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41104 |
3809 Gumtree is owned and occupied by an individual who bought it in September 2020.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3809 GUMTREE, AMELIA, OH 45102-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Mar 15, 2018 | Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Mar 15, 2018 · Amount on File |
| Deed Document Number | 202025480 |
| Deed Book / Page | 2852 / 1590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 21, 2020 |
| Property Address | 3809 GUMTREE, AMELIA, OH 45102-1405 |
| Document Number | 0000025480 |
| Book / Page | 2852 / 1590 |
| Map Reference | MB W PG 11&12 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 202000025480 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3809 GUMTREE, AMELIA, OH 45102-1405 |
| Document Number | 0000025481 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 202000025481 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 15, 2018 |
| Property Address | 3809 GUMTREE, AMELIA, OH 45102-1405 |
| Document Number | 0000005588 |
| Map Reference | BK W PG 11 & 12 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 201800005588 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | COMPREHENSIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3809 GUMTREE, AMELIA, OH 45102-1405 |
| Document Number | 0000005589 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 201800005589 |
| Name | HOME SAVINGS BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3809 Gumtree was $3,579 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Batavia Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,579.00 | $76,870 Land $17,540 Building $59,330 | |
| 2024 | $219,600 (-) Land $50,100 Building $169,500 | ||
| 2023 | $6,503.00 (+138.29%) Homeowner's exemption | $76,870 (+49%) Land $17,540 Building $59,330 | $219,600 Land $50,100 Building $169,500 |
| 2022 | $2,729.00 Homeowner's exemption | $51,590 Land $11,550 Building $40,040 | |
| 2020 | $147,400 Land $33,000 Building $114,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3809 Gumtree in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3809 Gumtree is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures