Ingham County property record for 3809 Gale Rd, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft |
| Lot Size | 22.9 acres (999,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $351,000 (May 2017) |
| Tax Bill | $5,300 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Oct 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-13-13-17-301-012 |
| Primary APN | 33-13-13-17-301-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood Siding |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 999,702 sqft (22.9 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3809 GALE RD |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMM AT W 1/4 COR OF SEC 17, TH S 00D 19' 16" E 887.08 FT; TH S 89D 56' 24"E 396 FT TO POB; TH N 00D 19' 16" W 555.62FT; TH S |
| Legal Range | 02W |
| Legal Township | 01N |
| Legal Section | 17 |
| Legal Subdivision | ONONDAGA |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | ONONDAGA |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 6402 |
3809 Gale Rd is owned and occupied by two individuals who bought it in May 2017.
Source: Ingham County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3809 GALE RD, EATON RAPIDS, MI 48827-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LAFCU |
| Oct 13, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAFCU |
| May 24, 2017 | Warranty Deed, Transfer · Conventional with PMI MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2017 · Amount on File |
| Deed Sale | May 24, 2017 · Amount on File |
| Prior Sale | May 1, 2001 · Amount on File |
| Deed Document Number | 201720016 |
| Prior Transfer Date | Jul 11, 2003 |
| Prior Transfer Doc | 0000064507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3809 GALE RD, EATON RAPIDS, MI 48827-9657 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3809 GALE RD, EATON RAPIDS, MI 48827-9657 |
| Document Number | 0000006584 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022-006584 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 16, 2032 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Oct 13, 2020 |
| Property Address | 3809 GALE RD, EATON RAPIDS, MI 48827-9657 |
| Document Number | 0000034329 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 34329 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 44TH ST SE GRAND RAPIDS MI 495487576, GRAND RAPIDS, MI 49548-7576 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3809 GALE RD, EATON RAPIDS, MI 48827-9657 |
| Document Number | 0000017055 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3809 GALE RD EATON RAPIDS MI 488279657, EATON RAPIDS, MI 48827-9657 |
| Document Number | 0000017055 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 17055 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | May 24, 2017 |
| Property Address | 3809 GALE RD, EATON RAPIDS, MI 48827-9657 |
| Document Number | 0000020016 |
| Instrument Date | May 15, 2017 |
| Instrument | 20016 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 DIANA ST EATON RAPIDS MI 488271313, EATON RAPIDS, MI 48827-1313 |
| Document Number | 20017 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 20017 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | CHARLOTTE, MI 48813 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2047 |
The 2025 property tax bill for 3809 Gale Rd was $5,300.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Onondaga Township |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,600 | $367,200 (+0.88%) | |
| 2025 | $5,300.00 | $364,000 Land $131,800 Building $232,200 | |
| 2023 | $159,400 Land $59,100 Building $100,300 | $318,800 Land $118,200 Building $200,600 | |
| 2022 | $8,267.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3809 Gale Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3809 Gale Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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