3809 E Irma Ln, Phoenix, AZ 85050 Property Records

Maricopa County property record for 3809 E Irma Ln, Phoenix, AZ 85050

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,782 sqft · built 2000
Lot Size0.151 acres (6,615 sqft)
Owner2 Owner Names on Record
Last Sale$187,000 (Mar 2011)
Tax Bill$2,919 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN213-13-309

Property Details

APN / Parcel Number

Primary APN213-13-309

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,782 sqft Living Area
1st Floor Area1,782 sqft

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,615 sqft (0.151 acres)
Parking Spaces2 Parking Spaces
Pool Area450 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3809 E IRMA LN
CityPHOENIX
StateAZ
Zip85050-4865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionWILDCAT RIDGE MCR 519-47
Legal Range03E
Legal Township04N
Legal Section24
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionWILDCAT RIDGE
Legal Lot Number129
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3005
Census Tract615002

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3809 E IRMA LN, PHOENIX, AZ 85050-4865
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Nov 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2011 · Amount on Record
Deed SaleMar 18, 2011 · Amount on Record
Prior SaleNov 10, 2010 · Amount on Record
Deed Document Number20110236854
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3809 E IRMA LN, PHOENIX, AZ 85050-4865
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3809 E IRMA LN, PHOENIX, AZ 85050-4865

Mortgage

Document Number0000410857
DateAug 7, 2023
Instrument20230410857
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 6, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3809 E IRMA LN, PHOENIX, AZ 85050-4865
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3809 E IRMA LN, PHOENIX, AZ 85050-4865

Mortgage

Document Number0001065327
DateNov 3, 2020
Instrument20201065327
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2040

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3809 E IRMA LN, PHOENIX, AZ 85050-4865
Document Number0000889904
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedDec 12, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3809 E IRMA LN PHOENIX AZ 850504865, PHOENIX, AZ 85050-4865

Mortgage

Document Number0000889904
DateDec 4, 2018
Instrument889904
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 3, 2038

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,720 (+1.87%)$567,200 (+1.87%) Land $113,400 Building $453,800
2025$2,919.00 (+5.04%)
2024$55,680$556,800 Land $111,300 Building $445,500
2023$2,779.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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