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3809 Circollo Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3809 Circollo Dr, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · built 2020
Lot Size0.243 acres (10,585 sqft)
Owner2 Individual Names on Record
Last Sale$437,529 (Aug 2020)
Tax Bill$4,335 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN044-00-02-077.00

Property Details

APN / Parcel Number

Primary APN044-00-02-077.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area10,585 sqft (0.243 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3809 CIRCOLLO DR
CityFT MITCHELL
StateKY
Zip41017-7503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 77 PHASE C SEC 13 TUSCANY SUBD 0.243 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase13
Legal Lot Number77
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3809 CIRCOLLO DR, FT MITCHELL, KY 41017-7503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Deed of Trust, Mortgage
AMERICAN MTG SVC
Aug 27, 2020Grant Deed, Subdivision Related Transfer
AMERICAN MTG SVC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Prior SaleMay 4, 2020 · Amount on Record
Deed Document Number20205900180
Deed Book / Page40 / 36
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3809 CIRCOLLO DR, COVINGTON, KY 41017-7503
Document Number0000000181
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3809 CIRCOLLO DR COVINGTON KY 410177503, COVINGTON, KY 41017-7503

Mortgage

Document Number0000000181
DateAug 27, 2020
Book Page000M89/000197
Instrument181
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
AmountAmount Recorded
Term360 Months
DueAug 26, 2050

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateAug 27, 2020
Property Address3809 CIRCOLLO DR, COVINGTON, KY 41017-7503
Document Number0000000180
Book / Page000040 / 000036
Instrument DateAug 20, 2020
Instrument180
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 23, 2020
Title CompanyHOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGCY LTD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$438.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3809 CIRCOLLO DR COVINGTON KY 410177503, COVINGTON, KY 41017-7503

Mortgage

Document Number181
DateAug 27, 2020
Book Page000M89/000197
Instrument181
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
AmountAmount Recorded
Term360 Months
DueAug 26, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444,700 (+1.65%) Land $75,000 Building $369,700$444,700 (+1.65%) Land $75,000 Building $369,700
2025$4,335.00 (-7.03%)$437,500 (-) Land $57,800 Building $379,700$437,500 (-) Land $57,800 Building $379,700
2023$4,663.00$437,500 Land $57,800 Building $379,700$437,500 Land $57,800 Building $379,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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