Spotsylvania County property record for 3809 Alberta Dr N, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,762 sqft · built 2000 |
| Lot Size | 0.561 acres (24,429 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,750 (Feb 2023) |
| Tax Bill | $3,151 (2026) |
| Deeds & Mortgages | Feb 2023 Sale Mar 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036G 6-188 |
| Primary APN | 036G 6-188 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,762 sqft Finished Area |
| Basement Area | 832 sqft |
| Unfinished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 24,429 sqft (0.561 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 192 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3809 ALBERTA DR N |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-7713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | TIMBERLAKE LOT 188 SEC 6 |
| Legal Subdivision | TIMBERLAKE |
| Legal Lot Number | 188 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20206 |
3809 Alberta Dr N is owned and occupied by two individuals who bought it in February 2023.
Source: Spotsylvania County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3809 ALBERTA DR N, FREDERICKSBURG, VA 22408-7713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION |
| Jul 27, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Feb 12, 2020 | Court-Ordered Deed, Foreclosure PRIVATE INDIVIDUAL |
| May 10, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on File |
| Deed Sale | Feb 10, 2023 · Amount on File |
| Prior Sale | Mar 21, 2022 · Amount on File |
| Deed Document Number | 20231780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Feb 10, 2023 |
| Property Address | 3809 ALBERTA DR N, FREDERICKSBURG, VA 22408-7713 |
| Document Number | 0230001780 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 230001780 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3809 ALBERTA DR N, FREDERICKSBURG, VA 22408-7713 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Mar 21, 2022 |
| Property Address | 3809 ALBERTA DR N, FREDERICKSBURG, VA 22408-7713 |
| Document Number | 0220005992 |
| Instrument Date | Feb 26, 2022 |
| Instrument | 220005992 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | NOT AVAILABLE, SUPERIOR SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3809 ALBERTA DR N, FREDERICKSBURG, VA 22408-7713 |
| Document Number | 0220005995 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 220005995 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Jul 27, 2020 |
| Property Address | 3809 ALBERTA DR N, FREDERICKSBURG, VA 22408-7713 |
| Document Number | 202000015769 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 15769 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3809 ALBERTA DR N FREDERICKSBURG VA 224087713, FREDERICKSBURG, VA 22408-7713 |
| Document Number | 202000015770 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 15770 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Feb 12, 2020 |
| Property Address | 3809 ALBERTA DR N, FREDERICKSBURG, VA 22408-7713 |
| Document Number | 202000002786 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 2786 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17090 QUAIL CREEK CIR HAMILTON VA 201583101, HAMILTON, VA 20158-3101 |
| Document Number | 202000002787 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2787 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3809 ALBERTA DR N, FREDERICKSBURG, VA 22408-7713 |
| Document Number | 201800007962 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201800007962 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 7962 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3809 Alberta Dr N was $3,151.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,151.00 | $427,500 Land $165,000 Building $262,500 | |
| 2025 | $427,500 Land $165,000 Building $262,500 | ||
| 2023 | $2,470.00 | $320,200 Land $100,000 Building $220,200 | $320,200 Land $100,000 Building $220,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3809 Alberta Dr N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3809 Alberta Dr N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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