3809 Adams Dr, Silver Spring, MD 20902 Property Records

Montgomery County property record for 3809 Adams Dr, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,334 sqft · built 1970
Lot Size	0.143 acres (6,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jul 2021)
Tax Bill	$6,019 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01285892`

Property Details

APN / Parcel Number

Primary APN	`13-01285892`
Alternative APN	`01285892`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,334 sqft Living Area
1st Floor Area	1,334 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,228 sqft (0.143 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01285892
Street Address	3809 ADAMS DR
City	SILVER SPRING
State	MD
Zip	20902-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE HILLS
Legal Subdivision	CONN AVE HILLS
Legal Block	G
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2000
Census Tract	703601

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3809 ADAMS DR, SILVER SPRING, MD 20902-2305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 6, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Deed Book / Page	63427 / 69
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3809 ADAMS DR, SILVER SPRING, MD 20902-2305
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 ADAMS DR, SILVER SPRING, MD 20902-2305

Mortgage

Document Number	0676960004
Date	Jan 18, 2024
Book Page	67696/4

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 15, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 6, 2021
Property Address	3809 ADAMS DR, SILVER SPRING, MD 20902-2305
Document Number	0634270069
Book / Page	63427 / 69
Map Reference	MB 72 PL 6860
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	NOT AVAILABLE, TITAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3809 ADAMS DR, SILVER SPRING, MD 20902-2305

Mortgage

Document Number	6342776
Date	Jul 6, 2021
Instrument	63427/76

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,167 (+5.91%)	$572,400 (-) Land $208,500 Building $363,900
2025	$6,019.00 (+15.02%)	$511,933 (+6.71%)	$572,400 (+18.83%) Land $208,500 Building $363,900
2023		$479,733	$481,700 Land $208,500 Building $273,200
2022	$5,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2005–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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