3808 Towery Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 3808 Towery Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1998
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Jun 2026)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`49911`

Property Details

APN / Parcel Number

Primary APN	`49911`
Alternative APN	`1232378`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Finished Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1232378
Street Address	3808 TOWERY RD
City	SHELBY
State	NC
Zip	28150-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA0
Legal Description	#11 PB19-74 OHANA AC
Legal Subdivision	OHANA ACRES
Legal Block	1
Legal Lot Number	249
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3069
Census Tract	951400

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 268, POLKVILLE, NC 28136-0268
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Commissioner's Deed, Transfer · Conventional Mortgage COMMERCIAL BANK
Jun 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Dec 21, 2006 · Amount on Record
Deed Document Number	2026200129571
Deed Book / Page	1976 / 1805
Prior Transfer Date	Sep 30, 2008
Prior Transfer Doc	0015622141
Record Updated	Sep 20, 2026

June 2026: Commissioner's Deed, Transfer

Document Type	Commissioner's Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 11, 2026
Property Address	3808 TOWERY RD, SHELBY, NC 28150-7041
Document Number	0200129572
Book / Page	1976 / 1808
Instrument Date	May 13, 2026
Instrument	2026200129572
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0200129573,
Date	Jun 11, 2026
Instrument	2026200129573

Lender

Name	COMMERCIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 11, 2031

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 11, 2026
Property Address	3808 TOWERY RD, SHELBY, NC 28150-7041
Document Number	0200129571
Book / Page	1976 / 1805
Instrument Date	May 13, 2026
Instrument	2026200129571
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$28,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,280 (-) Land $18,480 Building $151,800	$170,280 (-) Land $18,480 Building $151,800
2025	$1,081.00	$170,280 (+49.87%) Land $18,480 Building $151,800	$170,280 (+49.87%) Land $18,480 Building $151,800
2023		$113,622 Land $13,860 Building $99,762	$113,622 Land $13,860 Building $99,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Skyrunner, Spectrum.

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