Whiteside County property record for 3808 River Rd, Sterling, IL 61081 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,827 sqft · built 1987 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,043 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1114276019 |
| Primary APN | 1114276019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,827 sqft Building Perimeter |
| Basement Area | 1,731 sqft |
| Unfinished Basement | 1,731 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Dimensions | 330 ft deep x 172 ft wide |
| Garage Area | 594 sqft |
| Account Number | 110176 |
|---|---|
| Street Address | 3808 RIVER RD |
| City | STERLING |
| State | IL |
| Zip | 61081-4206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE 1/4 NE 1/4 SEC 14 TWP 21 RNG 7 16402X |
| Legal Range | 07E |
| Legal Township | 21N |
| Legal Section | 14 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 900 |
Source: Whiteside County records · APN 1114276019
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3808 RIVER RD, STERLING, IL 61081-4206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2020 | Deed of Trust, Mortgage SAUK VLY BK&TR |
| Oct 22, 2019 | Deed of Trust, Mortgage SAUK VLY BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 04, 2010 |
| Transfer Doc | 0201009267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 3808 RIVER RD, STERLING, IL 61081-4206 |
| Document Number | 0000003692 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3808 RIVER RD STERLING IL 610814206, STERLING, IL 61081-4206 |
| Document Number | 0000003692 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 3692 |
| Name | SAUK VLY BK&TR |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 24, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 3808 RIVER RD, STERLING, IL 61081-4206 |
| Document Number | 0000006048 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3808 RIVER RD STERLING IL 610814206, STERLING, IL 61081-4206 |
| Document Number | 0000006048 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 6048 |
| Name | SAUK VLY BK&TR |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,043.00 (+4.68%) | $85,054 (+6.23%) Land $3,477 Building $81,577 | |
| 2024 | $5,773.00 | $80,066 Land $3,273 Building $76,793 | $255,162 (+6.23%) Land $10,431 Building $244,731 |
| 2023 | $240,198 Land $9,819 Building $230,379 |
Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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