DeSoto County property record for 3808 Reghans Pl, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,771 sqft · built 2020 |
| Lot Size | 0.482 acres (21,012 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,347 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-24-08-0-00034-00 |
| Primary APN | 3-08-6-24-08-0-00034-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,771 sqft Adjusted Area |
| 1st Floor Area | 2,013 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 21,012 sqft (0.482 acres) |
| Street Address | 3808 REGHANS PL |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | WILLIAMS BROOKE S/D PH 2 LOT 34 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 24 |
| Legal Subdivision | WILLIAMS BROOKE S/D PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 71123 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3808 REGHANS PL, HERNANDO, MS 38632-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jul 28, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 18, 2025 |
| Transfer Doc | 01025/5179 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3808 REGHANS PL, HERNANDO, MS 38632-1933 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3808 REGHANS PL, HERNANDO, MS 38632-1933 |
| Document Number | 5661/21394 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 5661/21394 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3808 REGHANS PL, HERNANDO, MS 38632-1933 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 005610/479 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 5610/479 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3808 REGHANS PL, HERNANDO, MS 38632-1933 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005021/265 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 5021/265 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 28, 2020 |
| Property Address | 3808 REGHANS PL, HERNANDO, MS 38632-1933 |
| Document Number | 000926/709 |
| Book / Page | 926 / 709 |
| Map Reference | MB 126 PG 8&9 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 MOTOR SCOOTER DR, 190, NESBIT, MS 38651-9219 |
| Name | Verified Name |
|---|---|
| Address | 5845 GOODMAN RD, OLIVE BRANCH, MS 38654-6116 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,347.00 (+16.22%) | $31,292 (+36.61%) Land $3,800 Building $27,492 | $312,915 (+36.61%) Land $38,000 Building $274,915 |
| 2023 | $2,880.00 | $22,906 | $229,064 Land $38,000 Building $191,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 57% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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