Hillsborough County property record for 3808 Highgate Dr, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,491 sqft · built 1977 |
| Lot Size | 0.221 acres (9,645 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,756 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086754-2378 |
| Primary APN | 086754-2378 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 2,362 sqft |
| 1st Floor Area | 1,491 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mansion |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,645 sqft (0.221 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0867542378 |
|---|---|
| Street Address | 3808 HIGHGATE DR |
| City | VALRICO |
| State | FL |
| Zip | 33594-5306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | BRANDON EAST SUBDIVISION UNIT NO 4 LOT 9 BLOCK 11 |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | BRANDON EAST SUBDIVISION UNIT NO 4 |
| Legal Tract | 342 |
| Legal Block | 11 |
| Legal Lot Number | 9 |
| Legal Unit | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 13205 |
3808 Highgate Dr is owned and occupied by two individuals.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3808 HIGHGATE DR, VALRICO, FL 33594-5306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit TRACY FEDERAL CREDIT UNION |
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit TRACY FEDERAL CREDIT UNION |
| Jan 20, 2023 | Deed of Trust, Mortgage · Line of Credit TRAX CREDIT UNION |
| Sep 19, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 11, 2026 |
| Property Address | 3808 HIGHGATE DR, VALRICO, FL 33594-5306 |
| Document Number | 0000224547 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026224547 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3808 HIGHGATE DR, VALRICO, FL 33594-5306 |
| Document Number | 0000224547, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 2026224547 |
| Name | TRACY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 28, 2026 |
| Property Address | 3808 HIGHGATE DR, VALRICO, FL 33594-5306 |
| Document Number | 0000202947 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026202947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3808 HIGHGATE DR, VALRICO, FL 33594-5306 |
| Document Number | 0000202947, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026202947 |
| Name | TRACY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3808 HIGHGATE DR, VALRICO, FL 33594-5306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3808 HIGHGATE DR, VALRICO, FL 33594-5306 |
| Document Number | 0000026407 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2023026407 |
| Name | TRAX CREDIT UNION |
|---|---|
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3808 HIGHGATE DR, VALRICO, FL 33594-5306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0252400324 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 25240/0324 |
| Instrument | 2017367555 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3808 Highgate Dr was $1,756 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,999 (+2.7%) | $245,203 (-1.95%) Land $85,536 Building $159,667 | |
| 2025 | $1,756.00 Homeowner's exemption | $99,317 | $250,068 Land $85,536 Building $164,532 |
| 2023 | $1,503.00 (+10.11%) Homeowner's exemption | $93,707 (+3%) | $234,181 (-4.98%) Land $76,032 Building $158,149 |
| 2022 | $1,365.00 Homeowner's exemption | $90,978 | $246,463 Land $76,032 Building $170,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3808 Highgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2002 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3808 Highgate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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