Hamilton County property record for 3808 Gardner Ave, Cincinnati, OH 45236
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 3 ba · 2,052 sqft · built 1948 |
| Lot Size | 0.121 acres (5,314 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,224 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 602-0009-0098-00 |
| Primary APN | 602-0009-0098-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Finished Area |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 1,026 sqft |
| Basement Area | 1,026 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 5,314 sqft (0.121 acres) |
| Lot Dimensions | 117 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3808 GARDNER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3345 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | GARDNER AVE 45 X 117.50 LOT 98 THORNTON HGTS SUB |
| Legal Subdivision | THORNTON HEIGHTS SUB |
| Legal Lot Number | 98 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SILVERTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 23800 |
3808 Gardner Ave, a triplex, is owned and occupied by an individual who acquired it in June 1999.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3808 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 1999 |
| Deed Sale | Jun 16, 1999 |
| Deed Document Number | 99-117493 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3808 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Number | 0000102247 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | SOLIDIFI US INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3808 GARDNER AVE CINCINNATI OH 452363345, CINCINNATI, OH 45236-3345 |
| Document Number | 0000102247 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 013798/002419 |
| Instrument | 102247 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 18, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3808 Gardner Ave was $6,224, up 18.3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Silverton Village |
| Unified School District | Deer Park Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,224.00 (+18.28%) | $87,689 (-) Land $10,101 Building $77,588 | |
| 2024 | $5,262.00 (-0.89%) | $87,689 (-) Land $10,101 Building $77,588 | |
| 2023 | $5,309.00 (-0.19%) | $87,689 (+29.56%) Land $10,101 Building $77,588 | $250,540 Land $28,860 Building $221,680 |
| 2022 | $5,319.00 Homeowner's exemption | $67,680 Land $7,406 Building $60,274 | |
| 2020 | $193,370 Land $21,160 Building $172,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3808 Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3808 Gardner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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