3808 E Hubbard Rd, Midland, MI 48642 Property Records

Midland County property record for 3808 E Hubbard Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,088 sqft · built 1990
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2016)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-010-400-140-00`

Property Details

APN / Parcel Number

Primary APN	`090-010-400-140-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	980 sqft
Basement Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	435,600 sqft (10 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3808 E HUBBARD RD
City	MIDLAND
State	MI
Zip	48642-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SEC 10 T15N R2E E 1/2 OF W 1/2 OF NW 1/4 OF SE 1/4.
Legal Range	02E
Legal Township	15N
Legal Section	10
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1000
Census Tract	291104

Owner

Source: Midland County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3808 E HUBBARD RD, MIDLAND, MI 48642-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 6, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2016 · Amount on Record
Deed Sale	May 10, 2016 · Amount on Record
Prior Sale	Dec 8, 2000 · Amount on Record
Deed Book / Page	1596 / 298
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Aug 3, 2026
Property Address	3808 E HUBBARD RD, MIDLAND, MI 48642-9748
Document Number	0000007439
Instrument Date	Jul 28, 2026
Instrument	20267439
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3808 E HUBBARD RD, MIDLAND, MI 48642-9748

Mortgage

Document Number	0000007439,
Date	Aug 3, 2026
Instrument	20267439

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3808 E HUBBARD RD, MIDLAND, MI 48642-9748
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3808 E HUBBARD RD, MIDLAND, MI 48642-9748

Mortgage

Document Number	2026R01985
Date	Mar 6, 2026
Instrument	2026R-01985

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3808 E HUBBARD RD, MIDLAND, MI 48642-9748
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3808 E HUBBARD RD, MIDLAND, MI 48642-9748

Mortgage

Document Number	1651/531
Date	Nov 3, 2021
Book Page	1651/531

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,100	$354,200
2025	$3,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hubbard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures