3808 Cormorant Point Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3808 Cormorant Point Dr, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,292 sqft · built 1982
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Oct 2022)
Tax Bill	$2,345 (2024)
Deeds & Mortgages	Oct 2022 Sale Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C34480300000006B`

Property Details

APN / Parcel Number

Primary APN	`C34480300000006B`
Alternative APN	`C-34-34-28-030-0000-006B`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,221 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Driveway	Driveway
Driveway Area	540 sqft
Porch	Open Porch
Porch Area	141 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C34480300000006B
Street Address	3808 CORMORANT POINT DR
City	SEBRING
State	FL
Zip	33872-3803
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3FUD
Legal Description	CORMORANT POINT SUB PB 13 PG 47 LOT 6B
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	CORMORANT POINT SUB
Legal Lot Number	6B
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

3808 Cormorant Point Dr, a duplex, is owned by an individual who bought it in October 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1 KURIKKA PL, WESTMINSTER, MA 01473-1310
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Jan 8, 2021 · Amount on File
Deed Document Number	2121855
Deed Book / Page	2939 / 174
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 31, 2022
Property Address	3808 CORMORANT POINT DR, SEBRING, FL 33872-3803
Document Number	0002121855
Book / Page	2939 / 174
Map Reference	MB 13 PG 47
Instrument Date	Oct 21, 2022
Instrument	2121855
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount on Record
Tax	$1,379.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	906 SHADY RIDGE LN, 906, BRAHAM, MN 55006-3218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 KURIKKA PL, WESTMINSTER, MA 01473-1310

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 8, 2021
Property Address	3808 CORMORANT POINT DR, SEBRING, FL 33872-3803
Document Number	0002014284
Book / Page	2795 / 377
Map Reference	MB 13 PG 47
Instrument Date	Jan 4, 2021
Instrument	2014284
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 N MARION ST, 63, HOLTON, IN 47023-8316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39188 HENNA AVE, NORTH BRANCH, MN 55056-5363

Mortgage

Document Number	0002795382
Date	Jan 8, 2021
Instrument	2795/382

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 23, 2019
Property Address	3808 CORMORANT POINT DR, SEBRING, FL 33872-3803
Document Number	0001968695
Book / Page	2729 / 1523
Map Reference	MB 13 PG 47
Instrument Date	Dec 20, 2019
Instrument	1968695
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3711 CORMORANT POINT DR, 3711, SEBRING, FL 33872-1273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1, HOLTON, IN 47023-0001

Mortgage

Document Number	0027291525
Date	Dec 23, 2019
Instrument	2729/1525

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,987 Land $22,500 Building $130,487	$152,987 Land $22,500 Building $130,487
2024	$2,345.00 (+7.32%)
2023	$2,185.00 (+18.04%)	$139,726 (+24.09%) Land $22,500 Building $117,226	$139,726 (+24.09%) Land $22,500 Building $117,226
2022	$1,851.00	$112,602 Land $22,500 Building $90,102	$112,602 Land $22,500 Building $90,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3808 Cormorant Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3808 Cormorant Point Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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