Bell County property record for 3807 Whispering Oaks, Temple, TX 76504
| Property Type | Single Family Home |
|---|---|
| Details | 2,495 sqft · built 2000 |
| Lot Size | 0.302 acres (13,156 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,828 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0138966018 |
| Primary APN | 0138966018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,495 sqft Living Area |
| 1st Floor Area | 2,495 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 13,156 sqft (0.302 acres) |
| Lot Dimensions | 153 ft deep x 87 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 310 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 3807 WHISPERING OAKS |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76504-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF1 |
| Legal Description | WOODBRIDGE CREEK PHASE III, BLOCK 006, LOT 0007 |
| Legal Subdivision | WOODBRIDGE CREEK PHASE III |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21201 |
3807 Whispering Oaks is owned and occupied by an individual who acquired it in September 2010.
Source: Bell County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3807 WHISPERING OAKS, TEMPLE, TX 76504-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2010 |
| Deed Sale | Sep 29, 2010 |
| Deed Document Number | 201035202 |
| Prior Transfer Date | Mar 3, 2010 |
| Prior Transfer Doc | 0000007392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3807 WHISPERING OAKS, TEMPLE, TX 76504-2103 |
| Document Number | 0000043241 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3807 WHISPERING OAKS TEMPLE TX 765042103, TEMPLE, TX 76504-2103 |
| Document Number | 0000043241 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 010625/000716 |
| Instrument | 43241 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 14, 2048 |
The 2025 property tax bill for 3807 Whispering Oaks was $6,828 with a homeowner's exemption.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,828.00 | $363,524 | $377,590 Land $50,000 Building $327,590 |
| 2023 | $5,787.00 (-5.26%) Homeowner's exemption | $392,780 Land $40,000 Building $352,780 | $392,780 Land $40,000 Building $352,780 |
| 2022 | $6,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3807 Whispering Oaks in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3807 Whispering Oaks has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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