3807 W Millstream Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3807 W Millstream Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1912
Lot Size	0.225 acres (9,844 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Nov 2025)
Tax Bill	$5,356 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-377-007`

Property Details

APN / Parcel Number

Primary APN	`09-26-377-007`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1912
Architectural Style	Other
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	9,844 sqft
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3807 W MILLSTREAM DR
City	MCHENRY
State	IL
Zip	60050-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0010251 LT 6 BLK 4 A P FREUNDS MILL STREAM PARK ADDN UNIT 1
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	A P FREUNDS MILL STREAM PARK ADD
Legal Block	4
Legal Lot Number	6
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2046
Census Tract	870604

Owner

Source: McHenry County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1700 N RICHMOND RD, MCHENRY, IL 60051-5414
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ORANGEPATH FINANCIAL INC
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP
Apr 25, 2019	Warranty Deed, Transfer · FHA Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	May 5, 2023 · Amount on Record
Deed Document Number	2025R0030643
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 3, 2025
Property Address	3807 W MILLSTREAM DR, MCHENRY, IL 60050-4327
Document Number	0000030643
Map Reference	DOC 219945
Instrument Date	Oct 27, 2025
Instrument	2025R0030643
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ALTA TITLE, ALTIMA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 N RICHMOND RD, MCHENRY, IL 60051-5414

Mortgage

Document Number	0000030644
Date	Nov 3, 2025
Instrument	2025R0030644

Lender

Name	ORANGEPATH FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.87%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 5, 2023
Property Address	3807 W MILLSTREAM DR, MCHENRY, IL 60050-4327
Document Number	0000010251
Map Reference	MB10 PG111 DOC219945
Instrument Date	Mar 29, 2023
Instrument	2023R0010251
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 W MILLSTREAM DR, MCHENRY, IL 60050-4327

Mortgage

Document Number	0000010252
Date	May 5, 2023
Instrument	2023R0010252

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.12%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 25, 2019
Property Address	3807 W MILLSTREAM DR, MCHENRY, IL 60050-4327
Document Number	0000011125
Instrument Date	Apr 4, 2019
Instrument	11125
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3807 W MILLSTREAM DR MCHENRY IL 600504327, MCHENRY, IL 60050-4327

Mortgage

Document Number	11126
Date	Apr 25, 2019
Instrument	11126

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,356.00 (+4.26%) Homeowner's exemption	$71,321 (+20.32%) Land $11,765 Building $59,556	$213,963 (+20.32%) Land $35,295 Building $178,668
2022	$5,137.00 Homeowner's exemption	$59,278 Land $9,778 Building $49,500	$177,834 Land $29,334 Building $148,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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