3807 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 3807 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,280 sqft · built 1913
Lot Size	0.1 acres (4,366 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2021)
Tax Bill	$2,900 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4010-00930`

Property Details

APN / Parcel Number

Primary APN	`010-4010-00930`
Alternative APN	`1122469`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,280 sqft Gross Area
1st Floor Area	762 sqft
Basement Area	121 sqft
Finished Basement	121 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,366 sqft (0.1 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	161 sqft
Deck Area	132 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	1122469
Street Address	3807 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 8 FT OF LOT 13 AND AND ALL OF LOT 14 SERIAL #
Legal Subdivision	SEIBOURN PARK
Legal Block	6
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	15800

Owner

3807 W 4th St is owned and occupied by an individual who bought it in December 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3807 W 4TH ST, DULUTH, MN 55807-1603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 2, 2019	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	20211050638
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 9, 2021
Property Address	3807 W 4TH ST, DULUTH, MN 55807-1603
Document Number	0001050638
Instrument Date	Dec 1, 2021
Instrument	1050638
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3807 W 4TH ST, DULUTH, MN 55807-1603

Mortgage

Document Number	0001050639
Date	Dec 9, 2021
Instrument	1050639

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 2, 2019
Property Address	3807 W 4TH ST, DULUTH, MN 55807-1603
Document Number	00T1015704
Instrument Date	Sep 27, 2019
Instrument	T1015704
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608.19
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3807 W 4TH ST DULUTH MN 558071603, DULUTH, MN 55807-1603

Mortgage

Document Number	A1015705
Date	Oct 2, 2019
Instrument	A1015705

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3807 W 4th St was $2,900 with a homeowner's exemption, up 0.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,900.00 (+0.49%) Homeowner's exemption
2025	$2,886.00 (+2.92%) Homeowner's exemption	$251,200 (+8.09%) Land $11,300 Building $239,900	$251,200 (+8.09%) Land $11,300 Building $239,900
2024	$2,804.00	$232,400 Land $12,000 Building $220,400	$232,400 Land $12,000 Building $220,400
2022		$194,400 Land $12,400 Building $182,000	$194,400 Land $12,400 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3807 W 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3807 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 4th St

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