3807 Timber Ridge Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3807 Timber Ridge Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,112 sqft · built 1980
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on File
Last Sale	$517,000 (Jul 2024)
Tax Bill	$3,537 (2026)
Deeds & Mortgages	Apr 2022 Second Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04716030000A026`

Property Details

APN / Parcel Number

Primary APN	`04716030000A026`
Alternative APNs	`729-68-22-88-700-000` `407685002` `478204000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,112 sqft Finished Area
1st Floor Area	288 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	16,509 sqft (0.379 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Patio Area	528 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	478204000
Street Address	3807 TIMBER RIDGE RD
City	MIDLOTHIAN
State	VA
Zip	23112-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	TIMBER RIDGE L 26 BK A
Legal Subdivision	TIMBER RIDGE
Legal Block	A
Legal Lot Number	26
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1023
Census Tract	100912

Owner

3807 Timber Ridge Rd is owned and occupied by an individual who bought it in July 2024.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3807 TIMBER RIDGE RD, MIDLOTHIAN, VA 23112-4540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 22, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Oct 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CTRL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024 · Amount on File
Deed Sale	Jul 16, 2024 · Amount on File
Prior Sale	Aug 22, 2019 · Amount on File
Deed Document Number	202421210
Deed Book / Page	14609 / 186
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	13149-664
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3807 TIMBER RIDGE RD, MIDLOTHIAN, VA 23112-4540
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013937-836
Date	Apr 25, 2022
Book Page	13937/836
Instrument	2022019316

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2042

Interest

Rate Type	Fixed Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 22, 2020
Property Address	3807 TIMBER RIDGE RD, MIDLOTHIAN, VA 23112-4540
Document Number	13149664
Book / Page	013149 / 000664
Instrument Date	Dec 17, 2020
Instrument	71873
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 TIMBER RIDGE RD MIDLOTHIAN VA 231124540, MIDLOTHIAN, VA 23112-4540

Mortgage

Document Number	13146382
Date	Dec 22, 2020
Book Page	013146/000382
Instrument	71483

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.38%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 16, 2020
Property Address	3807 TIMBER RIDGE RD, MIDLOTHIAN, VA 23112-4540
Document Number	13017309
Book / Page	013017 / 000309
Instrument Date	Oct 8, 2020
Instrument	55338
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 TIMBER RIDGE RD MIDLOTHIAN VA 231124540, MIDLOTHIAN, VA 23112-4540

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3807 TIMBER RIDGE RD, MIDLOTHIAN, VA 23112-4540
Document Number	13008414
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 TIMBER RIDGE RD MIDLOTHIAN VA 231124540, MIDLOTHIAN, VA 23112-4540

Mortgage

Document Number	13008414
Date	Oct 13, 2020
Book Page	013008/000414
Instrument	54286

Lender

Name	TRUIST BK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 22, 2019
Property Address	3807 TIMBER RIDGE RD, MIDLOTHIAN, VA 23112-4540
Document Number	12419718
Book / Page	012419 / 000718
Instrument Date	Aug 8, 2019
Instrument	32572
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 TIMBER RIDGE RD MIDLOTHIAN VA 231124540, MIDLOTHIAN, VA 23112-4540

Mortgage

Document Number	12419722
Date	Aug 22, 2019
Book Page	012419/000722
Instrument	32573

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3807 Timber Ridge Rd was $3,537, up 4.6% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,537.00 (+4.55%)	$394,700 (+4.58%) Land $80,000 Building $314,700	$394,700 (+4.58%) Land $80,000 Building $314,700
2025	$3,383.00	$377,400 Land $78,000 Building $299,400	$377,400 Land $78,000 Building $299,400
2023	$4,097.00	$447,500 Land $72,000 Building $375,500	$447,500 Land $72,000 Building $375,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3807 Timber Ridge Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (1979–2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3807 Timber Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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